Ripple Integrates XRP and RLUSD into Corporate Finance Systems

Ripple has launched native digital asset capabilities within its enterprise treasury management system, enabling corporate finance teams to hold, view, and manage XRP and RLUSD alongside traditional fiat balances for the first time on a single platform. The new features, Digital Asset Accounts and Unified Treasury, are built on GTreasury, which Ripple acquired in 2025. GTreasury processed $13 trillion in payments volume last year for clients ranging from small businesses to Fortune 500 companies. The digital asset layer enhances the existing infrastructure without replacing it. Digital Asset Accounts allow treasury teams to create a Ripple-native digital asset account within the platform. Balances in XRP, RLUSD, and other supported tokens appear alongside cash positions with real-time fiat valuations using live exchange rates. Transactions are recorded automatically with native notional amounts, fiat equivalents, and market price at the time of each event, creating an audit trail without manual entry. The system captures balances at 15-decimal precision to match on-chain accuracy and eliminate rounding discrepancies that cause reconciliation problems. Unified Treasury connects digital asset holdings from multiple external custodians through the same API connectivity layer Ripple Treasury already uses for bank integrations. 'Digital assets have arrived at the CFO's desk, and the question has shifted from whether to engage to how to do so without disrupting existing operations,' said Renaat Ver Eecke, SVP at Ripple Treasury. The launch positions Ripple Treasury ahead of competing TMS providers, none of which currently offer native digital asset management. Ripple stated the two features are the first in a broader digital asset framework that will expand to cross-border settlement, intercompany payments, and overnight yield on idle cash through repo markets, all powered by stablecoins. The product further expands the tokenized real-world asset market beyond cash-equivalent and treasury strategies, which currently dominate the sector.