A Major Social Security Change May Be Closer Than You Think. Here's What It Could Mean for Your Benefits

April 07, 2026 — 03:56 am EDT Written byMaurie BackmanforThe Motley Fool-> Social Security is facing a revenue shortfall in the coming years. The program's insolvency date may be closer than previously estimated. That means benefit cuts could happen a full year sooner. There are millions of older Americans today who rely on Social Security for income. But the program is facing a major funding shortfall in the coming years. The problem is that Social Security's main source of funding is payroll tax revenue. But in the coming years, the program is expected to owe more in benefits than the payrol