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Personal finance Score 15 Neutral

NYC Teacher Uses $55/Hour Side Gig to Tackle $92,000 Student Debt

Mar 19, 2026 17:30 UTC
CL=F, ^VIX
Long term

A 33-year-old charter school teacher in New York City earning $90,000 annually is leveraging a $55-per-hour mental health counseling side hustle to pay off $92,000 in student loan debt.

  • Ashley Alicea is a 33-year-old teacher in NYC
  • She earns $90,000 annually from her teaching job
  • She has a $55/hour side hustle in mental health counseling
  • She carries $92,000 in student loan debt
  • Her side gig is a key part of her debt repayment strategy
  • No specific repayment timeline or hours worked are mentioned

Ashley Alicea, a 33-year-old educator in New York City, is navigating a significant financial challenge with $92,000 in student debt. Despite earning $90,000 a year as a charter school teacher, she has taken on a side gig as a mental health counselor, charging $55 per hour. This additional income stream is central to her strategy for accelerating debt repayment. Her dual-income approach reflects a growing trend among professionals seeking to manage large student loan burdens through supplemental work. While the article does not detail her repayment timeline or total hours worked, the scale of her side hustle income suggests a deliberate effort to reduce financial strain. The story highlights individual financial resilience in a high-cost city, though it does not reflect broader economic or market trends.

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