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ORCL Oracle Corporation - Fundamental Analysis

NEUTRAL
ORCL Stock | Fundamental Analysis & Investment Insights
NASDAQ Technology Software - Infrastructure
Current Price
$222.85
Analyst Target
$344.04
+54.4% Upside
52W High
$345.72
52W Low
$118.86

AI Analysis

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Confidence Score
72%
Analysis Accuracy
Oracle trades at a premium valuation with strong historical profitability and sector-leading ROE, but faces near-term headwinds as earnings growth decelerates and insider selling intensifies. While revenue growth remains solid at 12.2% YoY and the company maintains robust gross margins above 69%, recent quarterly earnings misses and declining EPS have eroded momentum. The stock has pulled back sharply—down 26.6% over the past month—amid broader tech volatility, though it still outperforms over the 3Y and 5Y horizons. Analysts remain bullish with a $344 target implying ~54% upside, but this optimism appears ahead of current fundamentals, particularly given elevated P/E and balance sheet leverage.

Key Strengths

Exceptional ROE of 69.24%, significantly above sector average of 25.54% and peer group, reflecting efficient use of equity capital
High gross margin of 69.66%, demonstrating pricing power and low variable costs in software infrastructure business
Revenue growth of 12.2% YoY outpaces peers like IBM (9.1%) and CSCO (7.5%), indicating resilient core demand
Strong operating margin of 31.38%, well above sector average of 17.79%, highlighting operational efficiency
Analyst target price of $344.04 implies 54.4% upside, reflecting confidence in cloud transition and AI integration

Key Risks

Elevated P/E of 51.59 and forward P/E of 31.12, despite negative YoY earnings growth (-1.9%), creating valuation risk
Debt/Equity ratio of 4.53 is drastically above sector average (0.78) and peers, raising financial flexibility concerns
Recent insider selling totaling $60.23M over last 6 months, including CEO and officers, signals leadership skepticism
Earnings growth deterioration: YoY EPS growth at +5.8% but most recent Q/Q EPS down -13.5%, with 3 of last 4 quarters missing or barely beating estimates
Poor short-term price momentum: down 26.6% over 1 month and -6.9% over 1 week, suggesting weakening investor sentiment
AI Fair Value Estimate
Based on comprehensive analysis
$285.0
+27.9% above current price

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