MET MetLife, Inc. - Fundamental Analysis
BULLISH
MET Stock | Fundamental Analysis & Investment Insights
NYSE
•
Financial Services
•
Insurance - Life
Current Price
$78.64
Analyst Target
$92.67
+17.8% Upside
52W High
$89.05
52W Low
$65.21
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
85%
Analysis Accuracy
MetLife (MET) presents a compelling value opportunity trading at a steep discount to peers despite stable profitability, strong cash generation, and a well-covered dividend. The stock is attractively valued with a forward P/E of 8.12—less than half the sector average of 24.97—while delivering a 2.89% dividend yield and maintaining a healthy 41.9% payout ratio. Despite near-term headwinds reflected in negative YoY revenue and earnings growth, the company’s robust balance sheet, low valuation, and $92.67 analyst target (17.8% upside) support a bullish stance. Price momentum has stabilized recently with a 3.3% weekly gain, contrasting a weak 1-year return of -2.0%, suggesting potential mean reversion.
Key Strengths
Forward P/E of 8.12 is deeply discounted vs sector average of 24.97 and peer group (PYPL: 12.61, APO: 19.04)
ROE of 12.80% exceeds industry median and peers like PNC (11.49%), indicating efficient capital use
Dividend yield of 2.89% is well-covered by a 41.9% payout ratio, signaling sustainable income
Strong liquidity with current ratio of 1.89 and quick ratio of 1.63, exceeding sector leverage norms
Analyst consensus target of $92.67 implies 17.8% upside, supported by 15 analysts rating 'buy'
Key Risks
Revenue growth of -5.90% YoY and earnings decline of -32.60% YoY signal operational headwinds
ROA of 0.44% is extremely low, reflecting capital intensity and inefficiency in asset utilization
Debt/Equity of 1.64 is more than double the sector average of 0.73, increasing financial risk
Recent quarters show consistent earnings misses with 0/4 beats and 0.00% average surprise, eroding confidence
Lack of quarterly earnings data and missing cash flow metrics limit visibility into true financial performance
AI Fair Value Estimate
Based on comprehensive analysis
$92.67
+17.8% above current price
Performance Snowflake
Multi-dimensional AI analysis across 5 key categories
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Historical Performance Trends
Long-term financial metrics and growth patterns
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability, Growth & Financial Health
Detailed profit margins, ROE, debt ratios, and liquidity metrics
Sector Comparison & Peer Analysis
Compare MET against industry averages and similar companies
Insider Trading & Analyst Ratings
Track insider transactions and Wall Street analyst recommendations