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T AT&T Inc. - Fundamental Analysis

NEUTRAL
T Stock | Fundamental Analysis & Investment Insights
NYSE Communication Services Telecom Services
Current Price
$25.59
Analyst Target
$30.61
+19.6% Upside
52W High
$29.79
52W Low
$21.38

AI Analysis

Powered by advanced machine learning algorithms

Confidence Score
65%
Analysis Accuracy
AT&T trades at a significant valuation discount to the Communication Services sector, supported by stable profitability and a compelling 4.34% dividend yield with a sustainable 36% payout ratio. However, near-term revenue growth of just 1.6% YoY and a lack of earnings momentum—evidenced by four consecutive earnings misses and missing analyst estimates in all tracked quarters—raise concerns about execution. Price performance shows long-term strength (63.7% over 5Y) but recent underperformance (down 5.8% over 6M), while the stock remains well below its 52-week high of $29.79. Analysts are constructive with a $30.61 target implying ~20% upside, but absent insider activity and weak growth relative to high-growth peers like META constrain bullish conviction.

Key Strengths

Attractive valuation with P/E of 8.34 vs sector average of 26.96, offering significant discount
Strong profitability: 21.58% operating margin and 17.87% net margin exceed sector averages
High ROE of 19.14% indicates efficient use of equity capital despite sector headwinds
Dividend yield of 4.34% is well-covered by a 36.16% payout ratio, enhancing income appeal
Long-term price appreciation: +63.7% over 5 years demonstrates resilience and capital preservation

Key Risks

Revenue growth of only 1.6% YoY is anemic compared to sector average of 26.20%
All four recent earnings quarters missed estimates with 0% average surprise, signaling weak earnings execution
High debt/equity ratio of 1.24 vs sector average of 0.26 increases refinancing and interest rate risk
Liquidity concerns: current ratio of 1.01 and quick ratio of 0.71 indicate tight short-term financial flexibility
Lack of insider buying in last 6 months suggests no confidence signal from management
AI Fair Value Estimate
Based on comprehensive analysis
$30.61
+19.6% above current price

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