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TGT Target Corporation - Fundamental Analysis

NEUTRAL
TGT Stock | Fundamental Analysis & Investment Insights
NYSE Consumer Defensive Discount Stores
Current Price
$89.9
Analyst Target
$100.7
+12.0% Upside
52W High
$158.42
52W Low
$85.36

AI Analysis

Powered by advanced machine learning algorithms

Confidence Score
65%
Analysis Accuracy
Target Corporation trades at a deep discount to peers with a compelling 5.07% dividend yield and strong historical ROE of 26.32%, but faces significant headwinds from declining revenue and earnings, with YoY EPS down 20.2% and insider selling totaling $4.53M in the last six months. Valuation appears attractive at a P/E of 10.48 and forward P/E of 8.55 versus sector average of 22.02, yet weakening profitability and negative earnings surprises in 3 of the last 4 quarters raise concerns about sustainability. Price performance remains weak, down 38.4% over the past year, despite a recent stabilization in the last month. Analysts hold a consensus 'hold' rating with a $100.70 target, implying modest 12% upside, but conflicting signals between valuation and fundamentals justify caution.

Key Strengths

Attractive valuation with P/E of 10.48 and forward P/E of 8.55, well below sector average of 22.02
High dividend yield of 5.07% supported by a sustainable 52.21% payout ratio
Strong historical ROE of 26.32%, indicating efficient use of equity capital
Operating margin of 5.43% and gross margin of 27.83% remain stable despite sector pressures
Analyst target price of $100.70 implies 12% upside from current levels

Key Risks

Revenue growth declining YoY by 0.90% and earnings down 20.2%, signaling operational weakness
Earnings misses in 3 of the last 4 quarters with average surprise of -4.47%, eroding confidence
Insider selling of $4.53M in last 6 months suggests lack of confidence among executives
Current ratio of 0.99 and quick ratio of 0.23 indicate tight liquidity and potential working capital strain
Debt/Equity of 1.32 is elevated for a retail operator, increasing financial risk in a high-rate environment
AI Fair Value Estimate
Based on comprehensive analysis
$100.7
+12.0% above current price

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