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WFC Wells Fargo & Company - Fundamental Analysis

BULLISH
WFC Stock | Fundamental Analysis & Investment Insights
NYSE Financial Services Banks - Diversified
Current Price
$85.05
Analyst Target
$93.54
+10.0% Upside
52W High
$88.64
52W Low
$58.42

AI Analysis

Powered by advanced machine learning algorithms

Confidence Score
70%
Analysis Accuracy
WFC shows bullish fundamentals based on available metrics. Key strengths include strong valuation and growth metrics.

Key Strengths

Attractive valuation with P/E of 14.0
Strong profitability with 26.6% profit margin

Key Risks

Limited historical data available for full assessment

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
60
Strong
Value
75
Future
65
Past
65
Health
50
Dividend
45
AI Verdict
WFC shows bullish fundamentals based on available metrics. Key strengths include strong valuation and growth metrics.
Key drivers: Attractive valuation with P/E of 14.0, Strong profitability with 26.6% profit margin, Limited historical data available for full assessment
Confidence
70%
Value
75/100

Rule-based valuation fallback.

Positives
  • Trades at attractive 14.0x trailing earnings.
  • P/B of 1.6 keeps valuation grounded.
Watchpoints
No urgent risks highlighted.
Future
65/100

Rule-based growth outlook.

Positives
  • Earnings expanding at 16.9%.
Watchpoints
No urgent risks highlighted.
Past
65/100

Historical performance + price trend: Shares moved +283.2% over 5Y and +19.4% over 1Y.

Positives
  • Healthy profit margin of 26.6%.
Watchpoints
No urgent risks highlighted.
Health
50/100

Balance sheet & liquidity snapshot.

Positives
  • Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Dividend
45/100

Dividend policy fallback.

Positives
  • Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$85.05
Analyst Target
$93.54
Upside/Downside
+10.0%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for WFC and closest competitors.

Updated 2025-11-14
Company 5Y 3Y 1Y 6M 1M 1W
WFC
Wells Fargo & Company
Primary
+283.2% +96.9% +19.4% +12.9% -1.1% -1.1%
BX
Blackstone Inc.
Peer
+194.4% +58.7% -19.5% -2.1% -12.9% -3.1%
SCHW
The Charles Schwab Corporation
Peer
+114.3% +25.6% +18.8% +6.7% +0.1% -0.9%
BLK
BlackRock, Inc.
Peer
+76.4% +53.9% +3.1% +8.0% -12.0% -2.2%
SPGI
S&P Global Inc.
Peer
+51.6% +42.8% -2.6% -5.1% +2.3% -0.5%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
14.01
Forward P/E
15.49
PEG Ratio
N/A
P/B Ratio
1.63
P/S Ratio
3.38
EV/Revenue
3.68
EV/EBITDA
N/A
Market Cap
$266.98B

Profitability

Profit margins and return metrics

Profit Margin 26.63%
Operating Margin 33.72%
Gross Margin N/A
ROE 11.52%
ROA 1.06%

Growth

Revenue and earnings growth rates

Revenue Growth +7.5%
Earnings Growth +16.9%
Q/Q Revenue Growth N/A
Q/Q Earnings Growth +9.3%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$133.08

Quarterly Earnings History

EPS performance vs analyst estimates

2026-01-14
$N/A
2025-10-14
$1.73
+12.3% surprise
2025-07-15
$1.54
+10.2% surprise
2025-04-11
$1.39
+13.3% surprise

Financial Services Sector Comparison

Comparing WFC against 32 companies in the Financial Services sector (19 bullish, 12 neutral, 1 bearish)
P/E Ratio
14.01
This Stock
vs
22.34
Sector Avg
-37.3% (Discount)
Return on Equity (ROE)
11.52%
This Stock
vs
26.06%
Sector Avg
-55.8% (Below Avg)
Profit Margin
26.63%
This Stock
vs
25.09%
Sector Avg
+6.1% (Better)
Revenue Growth
7.5%
This Stock
vs
20.1%
Sector Avg
-62.7% (Slower)

Similar Companies

Peer comparison within the same industry

Company AI Rating Market Cap P/E ROE Profit Margin Price
WFC
Wells Fargo & Company
BULLISH $266.98B 14.01 11.5% 26.6% $85.05
BX
Blackstone Inc.
NEUTRAL $170.2B 40.64 26.5% 21.2% $141.44
SCHW
The Charles Schwab Corporation
BULLISH $167.73B 22.11 17.0% 35.9% $94.39
BLK
BlackRock, Inc.
BULLISH $164.14B 27.25 12.1% 26.6% $1057.94
SPGI
S&P Global Inc.
BULLISH $152.3B 35.97 12.0% 28.1% $493.9

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

Date Insider Position Transaction Shares Value
2025-06-13 ROSENBERG JASON M Officer Stock Award 16,843 -
Insider transactions can signal confidence or concerns about company prospects

Wall Street Analysts

Professional analyst ratings and price targets

Consensus
BUY
24 analysts
Truist Securities
2025-10-15
main
Buy Buy
B of A Securities
2025-10-15
main
Buy Buy
Barclays
2025-10-15
main
Overweight Overweight
TD Cowen
2025-10-15
main
Hold Hold
Morgan Stanley
2025-10-15
main
Equal-Weight Equal-Weight
Keefe, Bruyette & Woods
2025-10-15
main
Market Perform Market Perform
UBS
2025-10-07
main
Buy Buy
Evercore ISI Group
2025-09-30
main
Outperform Outperform
Morgan Stanley
2025-09-29
down
Overweight Equal-Weight
Truist Securities
2025-09-24
main
Buy Buy