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ABBV vs UNH

ABBV
AbbVie Inc.
NEUTRAL
Price
$219.26
Market Cap
$387.52B
Sector
Healthcare
AI Confidence
68%
UNH
UnitedHealth Group Incorporated
BEARISH
Price
$274.27
Market Cap
$248.95B
Sector
Healthcare
AI Confidence
75%

Valuation

P/E Ratio
ABBV
163.63
UNH
20.73
Forward P/E
ABBV
15.42
UNH
13.69
P/B Ratio
ABBV
-146.66
UNH
2.64
P/S Ratio
ABBV
6.5
UNH
0.56
EV/EBITDA
ABBV
15.27
UNH
14.25

Profitability

Gross Margin
ABBV
71.46%
UNH
18.53%
Operating Margin
ABBV
35.5%
UNH
0.34%
Profit Margin
ABBV
4.0%
UNH
2.69%
ROE
ABBV
137.96%
UNH
12.54%
ROA
ABBV
9.59%
UNH
3.9%

Growth

Revenue Growth
ABBV
9.1%
UNH
12.3%
Earnings Growth
ABBV
-88.7%
UNH
-99.9%

Financial Health

Debt/Equity
ABBV
--
UNH
0.82
Current Ratio
ABBV
0.72
UNH
0.79
Quick Ratio
ABBV
0.47
UNH
0.7

Dividends

Dividend Yield
ABBV
3.05%
UNH
3.27%
Payout Ratio
ABBV
490.15%
UNH
65.99%

AI Verdict

ABBV NEUTRAL

The Advanced Deterministic Scorecard reveals a mixed health profile with a Piotroski F-Score of 4/9 indicating stable but not strong fundamentals, while the absence of an Altman Z-Score prevents a clear distress risk assessment. Despite robust operating margins and consistent revenue growth, the company faces significant headwinds from negative earnings growth, an extremely high P/E ratio, and a dangerously elevated payout ratio. Strong historical price performance and analyst buy sentiment are counterbalanced by bearish insider activity and deteriorating profitability trends. The stock appears to trade at a substantial premium to its intrinsic value, suggesting limited margin of safety.

Strengths
High operating margin (35.50%) indicating strong pricing power and cost control
Consistent revenue growth (9.10% YoY) outpacing sector average
Strong track record of earnings surprises (22 out of 25 quarters beat estimates)
Risks
Extremely high P/E ratio (163.63) vs forward P/E (15.42), suggesting potential overvaluation on trailing basis
Earnings growth collapsing (YoY: -88.70%, Q/Q: -88.10%) indicating severe profitability deterioration
Unsustainable dividend payout ratio (490.15%) threatening dividend security
UNH BEARISH

UNH shows bearish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Concerns include weak profitability or high valuation.

Strengths
Company has established market presence
Risks
Premium vs Graham Number ($175.84)
Low profit margin of 2.7%

Compare Another Pair

ABBV vs UNH: Head-to-Head Comparison

This page compares AbbVie Inc. (ABBV) and UnitedHealth Group Incorporated (UNH) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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