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ABCB vs BRK-A

ABCB
Ameris Bancorp
NEUTRAL
Price
$80.44
Market Cap
$5.52B
Sector
Financial Services
AI Confidence
72%
BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
ABCB
14.34
BRK-A
15.45
Forward P/E
ABCB
12.85
BRK-A
22.3
P/B Ratio
ABCB
1.37
BRK-A
1.44
P/S Ratio
ABCB
4.88
BRK-A
2.78
EV/EBITDA
ABCB
--
BRK-A
7.21

Profitability

Gross Margin
ABCB
0.0%
BRK-A
26.15%
Operating Margin
ABCB
48.33%
BRK-A
32.96%
Profit Margin
ABCB
35.23%
BRK-A
18.03%
ROE
ABCB
10.35%
BRK-A
9.81%
ROA
ABCB
1.49%
BRK-A
5.11%

Growth

Revenue Growth
ABCB
5.0%
BRK-A
-0.7%
Earnings Growth
ABCB
6.9%
BRK-A
-2.5%

Financial Health

Debt/Equity
ABCB
--
BRK-A
0.19
Current Ratio
ABCB
--
BRK-A
7.07
Quick Ratio
ABCB
--
BRK-A
6.62

Dividends

Dividend Yield
ABCB
0.97%
BRK-A
--
Payout Ratio
ABCB
13.86%
BRK-A
0.0%

AI Verdict

ABCB NEUTRAL

ABCB exhibits mixed financial health with a Piotroski F-Score of 4/9 indicating stable but not strong fundamentals, and no available Altman Z-Score limits distress risk assessment. The stock trades below its growth-based intrinsic value of $97.33 at $80.44, supported by strong profitability margins and consistent earnings beats, though recent Q/Q EPS decline and weak technical trend raise concerns. Valuation remains attractive relative to sector peers with a P/E of 14.34 vs. sector average of 21.22, while low dividend strength and lack of insider activity temper bullishness. Growth is moderate with 6.9% YoY earnings growth, but technical indicators and near-term deceleration suggest caution despite solid historical performance.

Strengths
Profitability margins are exceptional: 35.23% net margin and 48.33% operating margin significantly outperform sector averages.
Valuation is favorable versus peers: P/E of 14.34 well below sector average of 21.22, suggesting potential undervaluation.
Consistent earnings beat record: 3 out of last 4 quarters beat estimates, with strong average surprise of 11.82% over recent periods.
Risks
Piotroski F-Score of 4/9 indicates only stable financial health, limiting confidence in operational strength and raising concerns about balance sheet transparency (missing D/E, cash/debt data).
Technical trend score of 10/100 signals strong bearish momentum near term, conflicting with long-term fundamentals.
Most recent Q/Q EPS growth declined by 3.8%, indicating potential near-term earnings deceleration.
BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)

Compare Another Pair

ABCB vs BRK-A: Head-to-Head Comparison

This page compares Ameris Bancorp (ABCB) and Berkshire Hathaway Inc. (BRK-A) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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