No connection

Search Results

ACNB vs DHIL

ACNB
ACNB Corporation
NEUTRAL
Price
$46.48
Market Cap
$482.7M
Sector
Financial Services
AI Confidence
72%
DHIL
Diamond Hill Investment Group, Inc.
BULLISH
Price
$172.66
Market Cap
$467.1M
Sector
Financial Services
AI Confidence
55%

Valuation

P/E Ratio
ACNB
12.91
DHIL
9.65
Forward P/E
ACNB
8.99
DHIL
--
P/B Ratio
ACNB
1.15
DHIL
2.65
P/S Ratio
ACNB
3.29
DHIL
3.18
EV/EBITDA
ACNB
--
DHIL
10.56

Profitability

Gross Margin
ACNB
0.0%
DHIL
43.92%
Operating Margin
ACNB
41.88%
DHIL
24.84%
Profit Margin
ACNB
25.26%
DHIL
33.15%
ROE
ACNB
10.25%
DHIL
29.12%
ROA
ACNB
1.32%
DHIL
9.8%

Growth

Revenue Growth
ACNB
37.6%
DHIL
-6.6%
Earnings Growth
ACNB
35.0%
DHIL
25.5%

Financial Health

Debt/Equity
ACNB
--
DHIL
0.04
Current Ratio
ACNB
--
DHIL
1.83
Quick Ratio
ACNB
--
DHIL
1.74

Dividends

Dividend Yield
ACNB
3.27%
DHIL
3.48%
Payout Ratio
ACNB
38.33%
DHIL
33.5%

AI Verdict

ACNB NEUTRAL

ACNB exhibits weak financial health per the Piotroski F-Score of 2/9, indicating significant operational and financial vulnerabilities. The absence of an Altman Z-Score raises concern about default risk, especially given the lack of disclosed leverage and liquidity metrics. Despite strong profitability (25.26% margin, 41.88% operating margin) and robust revenue and earnings growth (37.6% and 35.0% YoY), the stock trades at a premium to its Graham Number ($57.27) and intrinsic value ($106.2), suggesting overvaluation relative to conservative metrics. Insider selling activity over the past six months and a bearish technical trend further temper optimism, despite a solid dividend payout ratio and recent earnings beats.

Strengths
High operating margin (41.88%) and strong profit margin (25.26%) indicate efficient operations
Significant revenue and earnings growth (37.6% and 35.0% YoY) demonstrate strong top-line momentum
Recent earnings have consistently beaten estimates (3 of last 4 quarters), with an average surprise of 13.24%
Risks
Piotroski F-Score of 2/9 signals severe financial distress risk and weak operational health
No Altman Z-Score available, and missing key financial ratios (Debt/Equity, Current Ratio) raise red flags for solvency
Insider selling activity (4 transactions, $0.51M value) indicates potential lack of confidence among insiders
DHIL BULLISH

DHIL shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 7/9). Key strengths include strong valuation and growth metrics.

Strengths
Attractive valuation with P/E of 9.6
Strong profitability (33.1% margin)
Strong financial trend (Piotroski F-Score: 7/9)
Risks
Declining revenue (-6.6%)

Compare Another Pair

ACNB vs DHIL: Head-to-Head Comparison

This page compares ACNB Corporation (ACNB) and Diamond Hill Investment Group, Inc. (DHIL) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile