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AGBK vs BRK-B

AGBK
AGI Inc
NEUTRAL
Price
$7.45
Market Cap
$1.19B
Sector
Financial Services
AI Confidence
80%
BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
AGBK
5.78
BRK-B
15.46
Forward P/E
AGBK
3.65
BRK-B
22.06
P/B Ratio
AGBK
9.64
BRK-B
0.0
P/S Ratio
AGBK
0.31
BRK-B
2.79
EV/EBITDA
AGBK
--
BRK-B
-2.12

Profitability

Gross Margin
AGBK
72.1%
BRK-B
26.15%
Operating Margin
AGBK
26.75%
BRK-B
32.96%
Profit Margin
AGBK
26.71%
BRK-B
18.03%
ROE
AGBK
36.38%
BRK-B
9.81%
ROA
AGBK
2.71%
BRK-B
5.11%

Growth

Revenue Growth
AGBK
-11.0%
BRK-B
-0.7%
Earnings Growth
AGBK
-8.0%
BRK-B
-2.5%

Financial Health

Debt/Equity
AGBK
4.71
BRK-B
0.19
Current Ratio
AGBK
1.57
BRK-B
7.07
Quick Ratio
AGBK
1.52
BRK-B
6.62

Dividends

Dividend Yield
AGBK
--
BRK-B
--
Payout Ratio
AGBK
0.0%
BRK-B
0.0%

AI Verdict

AGBK NEUTRAL

AGBK presents a stark contradiction between fundamental valuation and market performance. While the Piotroski F-Score of 5/9 indicates stable financial health and the P/E (5.78) and PEG (0.18) ratios suggest significant undervaluation, the stock is in a severe technical downtrend with a -30.7% return across all major timeframes. The high Price-to-Book ratio (9.64) is an anomaly for a regional bank and suggests the market is skeptical of the book value or expects further equity erosion. Despite a 'Strong Buy' analyst consensus, the lack of growth and bearish price action warrant a neutral stance.

Strengths
Exceptionally low PEG ratio (0.18) suggesting growth is undervalued
Strong Return on Equity (ROE) of 36.38%
Low P/E ratio (5.78) compared to sector average
Risks
Severe bearish technical trend (0/100 score)
Negative YoY Revenue (-11%) and Earnings (-8%) growth
Alarmingly high Price-to-Book ratio (9.64) for a regional bank
BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends

Compare Another Pair

AGBK vs BRK-B: Head-to-Head Comparison

This page compares AGI Inc (AGBK) and Berkshire Hathaway Inc. (BRK-B) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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