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AGRZ vs PM

AGRZ
Agroz Inc.
BEARISH
Price
$0.67
Market Cap
$14.5M
Sector
Consumer Defensive
AI Confidence
85%
PM
Philip Morris International Inc.
BULLISH
Price
$155.43
Market Cap
$241.95B
Sector
Consumer Defensive
AI Confidence
92%

Valuation

P/E Ratio
AGRZ
7.44
PM
22.17
Forward P/E
AGRZ
--
PM
21.59
P/B Ratio
AGRZ
3.39
PM
-22.17
P/S Ratio
AGRZ
0.23
PM
6.05
EV/EBITDA
AGRZ
1.55
PM
16.14

Profitability

Gross Margin
AGRZ
32.12%
PM
66.92%
Operating Margin
AGRZ
15.62%
PM
40.75%
Profit Margin
AGRZ
13.29%
PM
21.57%
ROE
AGRZ
85.85%
PM
--
ROA
AGRZ
21.91%
PM
14.94%

Growth

Revenue Growth
AGRZ
320.2%
PM
9.4%
Earnings Growth
AGRZ
--
PM
13.1%

Financial Health

Debt/Equity
AGRZ
0.7
PM
--
Current Ratio
AGRZ
1.27
PM
0.85
Quick Ratio
AGRZ
1.27
PM
0.37

Dividends

Dividend Yield
AGRZ
--
PM
3.78%
Payout Ratio
AGRZ
0.0%
PM
78.76%

AI Verdict

AGRZ BEARISH

AGRZ exhibits a weak Piotroski F-Score of 3/9, indicating deteriorating financial health and operational inefficiencies, while the absence of an Altman Z-Score raises unquantified bankruptcy risk. Despite strong profitability metrics—ROE of 85.85% and gross margin of 32.12%—the stock trades at a premium to its Graham Number of $0.63, currently priced at $0.67. The 320% revenue growth is impressive but lacks supporting earnings data and is likely unsustainable. Technical and analyst coverage are absent, and insider sentiment is neutral, suggesting limited conviction. The stock's 78.5% decline over the past year underscores deep market skepticism.

Strengths
Exceptional ROE of 85.85% indicates strong capital efficiency
High gross margin of 32.12% suggests pricing power or low input costs
Significant 320.20% YoY revenue growth signals potential market expansion
Risks
Piotroski F-Score of 3/9 signals weak financial health and potential distress
No Altman Z-Score available, implying unassessed bankruptcy risk
Dividend strength of 0/100 and no payout history suggest no income appeal
PM BULLISH

Philip Morris International (PM) presents a compelling investment case supported by strong profitability, consistent earnings growth, and a resilient dividend profile. Despite near-term price weakness over the past six months (-7.3%), the stock has delivered exceptional long-term returns (+153.1% over 5Y), underpinned by robust YoY EPS growth of 17.3% and a track record of beating earnings estimates in 22 of the last 25 quarters. The company’s high operating margin (40.75%) and gross margin (66.92%) reflect pricing power and cost discipline in a defensive sector, while its forward P/E of 21.59 appears justified given growth and stability. Analysts concur with a unanimous buy rating and a $185.75 target price, implying ~19.5% upside, reinforcing confidence in continued outperformance.

Strengths
Exceptional profitability with operating margin of 40.75% and gross margin of 66.92%, among the highest in consumer defensive sector
Consistent earnings growth: 13.1% YoY and 17.3% most recent Q/Q EPS growth, demonstrating strong underlying momentum
Outstanding earnings surprise record: 22 out of 25 quarters beat estimates, with an average surprise of +4.82% over the last four
Risks
Negative Price/Book ratio (-22.17) suggests deep negative equity, likely due to aggressive share buybacks exceeding retained earnings
Weak liquidity profile: current ratio of 0.85 and quick ratio of 0.37 indicate potential near-term cash flow pressure
Missing key financials (debt/equity, EV, cash/debt) limits full health assessment and raises transparency concerns

Compare Another Pair

AGRZ vs PM: Head-to-Head Comparison

This page compares Agroz Inc. (AGRZ) and Philip Morris International Inc. (PM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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