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ALTI vs UNTY

ALTI
AlTi Global, Inc.
NEUTRAL
Price
$3.60
Market Cap
$531.3M
Sector
Financial Services
AI Confidence
80%
UNTY
Unity Bancorp, Inc.
NEUTRAL
Price
$52.66
Market Cap
$528.8M
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
ALTI
--
UNTY
8.87
Forward P/E
ALTI
12.86
UNTY
8.16
P/B Ratio
ALTI
1.38
UNTY
1.52
P/S Ratio
ALTI
2.34
UNTY
3.99
EV/EBITDA
ALTI
-10.49
UNTY
--

Profitability

Gross Margin
ALTI
19.17%
UNTY
0.0%
Operating Margin
ALTI
-46.99%
UNTY
57.7%
Profit Margin
ALTI
-70.73%
UNTY
45.8%
ROE
ALTI
-25.52%
UNTY
18.26%
ROA
ALTI
-5.57%
UNTY
2.09%

Growth

Revenue Growth
ALTI
10.5%
UNTY
16.1%
Earnings Growth
ALTI
--
UNTY
23.9%

Financial Health

Debt/Equity
ALTI
0.07
UNTY
--
Current Ratio
ALTI
1.07
UNTY
--
Quick Ratio
ALTI
0.98
UNTY
--

Dividends

Dividend Yield
ALTI
--
UNTY
1.14%
Payout Ratio
ALTI
0.0%
UNTY
10.1%

AI Verdict

ALTI NEUTRAL

ALTI shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Strengths
Low debt with D/E ratio of 0.07
Risks
Low profit margin of -70.7%
Weak ROE of -25.5%
UNTY NEUTRAL

Unity Bancorp presents a stark contrast between strong growth/valuation and deteriorating financial health. While the stock is fundamentally undervalued with a P/E of 8.87 and a PEG of 0.99, the Piotroski F-Score of 2/9 indicates significant weakness in financial strength and operational efficiency. Despite consistent earnings beats over 25 quarters and a bullish analyst target of $65.00, the combination of a bearish technical trend and net insider selling suggests caution.

Strengths
Strong earnings growth (YoY +23.9%) and revenue growth (YoY +16.1%)
Attractive valuation with a P/E of 8.87 and PEG ratio of 0.99
Excellent earnings track record with 3/4 recent beats and long-term consistency
Risks
Critical financial health warning indicated by a Piotroski F-Score of 2/9
Bearish insider sentiment with 4 sell transactions and 0 buys in the last 6 months
Technical trend is currently 0/100 (Bearish)

Compare Another Pair

ALTI vs UNTY: Head-to-Head Comparison

This page compares AlTi Global, Inc. (ALTI) and Unity Bancorp, Inc. (UNTY) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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