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AMG vs PRI

AMG
Affiliated Managers Group, Inc.
BULLISH
Price
$319.82
Market Cap
$9.09B
Sector
Financial Services
AI Confidence
85%
PRI
Primerica, Inc.
BULLISH
Price
$276.96
Market Cap
$8.77B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
AMG
19.73
PRI
12.09
Forward P/E
AMG
10.54
PRI
10.59
P/B Ratio
AMG
2.71
PRI
3.6
P/S Ratio
AMG
4.45
PRI
2.62
EV/EBITDA
AMG
19.54
PRI
9.21

Profitability

Gross Margin
AMG
51.7%
PRI
70.91%
Operating Margin
AMG
28.79%
PRI
30.8%
Profit Margin
AMG
26.01%
PRI
22.43%
ROE
AMG
16.22%
PRI
31.93%
ROA
AMG
3.56%
PRI
4.46%

Growth

Revenue Growth
AMG
2.2%
PRI
8.0%
Earnings Growth
AMG
81.8%
PRI
23.5%

Financial Health

Debt/Equity
AMG
0.56
PRI
0.78
Current Ratio
AMG
126.47
PRI
3.54
Quick Ratio
AMG
126.47
PRI
1.01

Dividends

Dividend Yield
AMG
0.01%
PRI
1.56%
Payout Ratio
AMG
0.24%
PRI
18.16%

AI Verdict

AMG BULLISH

AMG exhibits strong financial health with a Piotroski F-Score of 8/9, indicating robust fundamentals across profitability, leverage, and operating efficiency. Despite the absence of an Altman Z-Score, the company shows low distress risk with a healthy Debt/Equity ratio of 0.56 and exceptional liquidity (Current Ratio: 126.47). The stock trades above the Graham Number ($207.58) but below the growth-based intrinsic value ($478.2), supported by strong earnings growth (YoY EPS +81.8%) and analyst target consensus of $364.14. However, weak insider sentiment and minimal dividend yield temper near-term catalysts.

Strengths
Exceptionally high Piotroski F-Score of 8/9, signaling strong financial health and operational efficiency
Outstanding profitability metrics: 26.01% net margin, 28.79% operating margin, and 16.22% ROE
Very strong year-over-year earnings growth of 81.8%, with Q/Q EPS growth at 71.8%
Risks
Missing Altman Z-Score prevents definitive distress risk assessment, though low leverage suggests safety
Insider selling activity: $3.7M in sales with no buys in last 6 months, signaling bearish sentiment from executives
Minimal dividend yield (0.01%) and low dividend strength score (25/100) limit appeal for income investors
PRI BULLISH

PRI presents a strong fundamental value proposition, characterized by a stable Piotroski F-Score of 4/9 and an exceptional ROE of 31.93%. While the current price of $276.96 trades at a premium to the defensive Graham Number ($199.04), it remains significantly discounted relative to its growth-based intrinsic value of $675.55. The company demonstrates consistent earnings reliability with a high beat rate over 25 quarters and a low P/E ratio (12.09) compared to the financial services sector average. However, the bullish fundamental outlook is tempered by bearish insider sentiment and weak short-term technical trends.

Strengths
Exceptional Return on Equity (ROE) of 31.93%
Significant valuation discount relative to sector average P/E (12.09 vs 35.39)
Strong earnings growth track record with 23.5% YoY EPS growth
Risks
Bearish insider activity with sales from the CEO and President
Very weak technical trend score (10/100)
Moderate Piotroski F-Score (4/9) indicating only stable, not strong, financial health

Compare Another Pair

AMG vs PRI: Head-to-Head Comparison

This page compares Affiliated Managers Group, Inc. (AMG) and Primerica, Inc. (PRI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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