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AMG vs ZION

AMG
Affiliated Managers Group, Inc.
BULLISH
Price
$319.82
Market Cap
$9.09B
Sector
Financial Services
AI Confidence
85%
ZION
Zions Bancorporation, National Association
NEUTRAL
Price
$62.63
Market Cap
$9.21B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
AMG
19.73
ZION
9.73
Forward P/E
AMG
10.54
ZION
9.4
P/B Ratio
AMG
2.71
ZION
1.3
P/S Ratio
AMG
4.45
ZION
2.72
EV/EBITDA
AMG
19.54
ZION
--

Profitability

Gross Margin
AMG
51.7%
ZION
0.0%
Operating Margin
AMG
28.79%
ZION
36.1%
Profit Margin
AMG
26.01%
ZION
28.36%
ROE
AMG
16.22%
ZION
14.12%
ROA
AMG
3.56%
ZION
1.09%

Growth

Revenue Growth
AMG
2.2%
ZION
10.2%
Earnings Growth
AMG
81.8%
ZION
38.1%

Financial Health

Debt/Equity
AMG
0.56
ZION
--
Current Ratio
AMG
126.47
ZION
--
Quick Ratio
AMG
126.47
ZION
--

Dividends

Dividend Yield
AMG
0.01%
ZION
2.87%
Payout Ratio
AMG
0.24%
ZION
27.64%

AI Verdict

AMG BULLISH

AMG exhibits strong financial health with a Piotroski F-Score of 8/9, indicating robust fundamentals across profitability, leverage, and operating efficiency. Despite the absence of an Altman Z-Score, the company shows low distress risk with a healthy Debt/Equity ratio of 0.56 and exceptional liquidity (Current Ratio: 126.47). The stock trades above the Graham Number ($207.58) but below the growth-based intrinsic value ($478.2), supported by strong earnings growth (YoY EPS +81.8%) and analyst target consensus of $364.14. However, weak insider sentiment and minimal dividend yield temper near-term catalysts.

Strengths
Exceptionally high Piotroski F-Score of 8/9, signaling strong financial health and operational efficiency
Outstanding profitability metrics: 26.01% net margin, 28.79% operating margin, and 16.22% ROE
Very strong year-over-year earnings growth of 81.8%, with Q/Q EPS growth at 71.8%
Risks
Missing Altman Z-Score prevents definitive distress risk assessment, though low leverage suggests safety
Insider selling activity: $3.7M in sales with no buys in last 6 months, signaling bearish sentiment from executives
Minimal dividend yield (0.01%) and low dividend strength score (25/100) limit appeal for income investors
ZION NEUTRAL

ZION presents a stark contrast between deep valuation discounts and deteriorating fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While the stock trades significantly below its Graham Number ($83.55) and Intrinsic Value ($189.98), the low health score and bearish insider sentiment suggest underlying operational risks. Strong year-over-year earnings growth of 38.10% provides a bullish catalyst, but this is offset by a high PEG ratio of 4.29 and a very bearish technical trend. The overall outlook is neutral as the valuation margin of safety battles fundamental fragility.

Strengths
Significant undervaluation relative to Graham Number ($83.55) and Intrinsic Value ($189.98)
Strong YoY earnings growth of 38.10%
Low P/E ratio (9.73) compared to broader financial sector averages
Risks
Critical fundamental weakness indicated by a Piotroski F-Score of 2/9
Bearish insider activity with multiple officer sales and zero buys
Very weak technical trend (10/100) suggesting strong downward momentum

Compare Another Pair

AMG vs ZION: Head-to-Head Comparison

This page compares Affiliated Managers Group, Inc. (AMG) and Zions Bancorporation, National Association (ZION) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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