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AMGN vs UNH

AMGN
Amgen Inc.
NEUTRAL
Price
$351.85
Market Cap
$189.67B
Sector
Healthcare
AI Confidence
85%
UNH
UnitedHealth Group Incorporated
NEUTRAL
Price
$323.48
Market Cap
$293.61B
Sector
Healthcare
AI Confidence
85%

Valuation

P/E Ratio
AMGN
24.71
UNH
24.43
Forward P/E
AMGN
15.11
UNH
16.08
P/B Ratio
AMGN
21.9
UNH
3.11
P/S Ratio
AMGN
5.16
UNH
0.66
EV/EBITDA
AMGN
14.2
UNH
16.47

Profitability

Gross Margin
AMGN
70.78%
UNH
18.53%
Operating Margin
AMGN
30.55%
UNH
0.34%
Profit Margin
AMGN
20.98%
UNH
2.69%
ROE
AMGN
106.1%
UNH
12.54%
ROA
AMGN
7.93%
UNH
3.9%

Growth

Revenue Growth
AMGN
8.6%
UNH
12.3%
Earnings Growth
AMGN
112.1%
UNH
-99.9%

Financial Health

Debt/Equity
AMGN
6.4
UNH
0.82
Current Ratio
AMGN
1.14
UNH
0.79
Quick Ratio
AMGN
0.73
UNH
0.7

Dividends

Dividend Yield
AMGN
2.89%
UNH
2.73%
Payout Ratio
AMGN
66.9%
UNH
65.99%

AI Verdict

AMGN NEUTRAL

AMGN shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (21.0% margin)
Strong ROE of 106.1%
Risks
Premium vs Graham Number ($71.75)
High debt burden with D/E of 6.40
UNH NEUTRAL

UnitedHealth Group presents a conflicted profile with a stable but mediocre Piotroski F-Score of 4/9 and a significant disconnect between current price ($323.48) and defensive fair value (Graham Number: $175.91). While revenue growth remains robust at 12.3%, the company has suffered a catastrophic collapse in YoY earnings growth (-99.9%), suggesting severe short-term headwinds or one-time accounting shocks. Technical trends are currently bearish (0/100), though a recent one-month bounce and a favorable Forward P/E of 16.08 indicate analyst expectations of a recovery. The stock is currently trading at a significant premium to its intrinsic value, relying heavily on its market dominance and future earnings normalization.

Strengths
Strong consistent revenue growth (12.3% YoY)
Manageable Debt/Equity ratio of 0.82
Attractive Forward P/E (16.08) compared to current P/E (24.43)
Risks
Extreme earnings volatility (YoY Earnings Growth -99.9%)
Poor liquidity indicated by a Current Ratio of 0.79
Extremely thin operating margins (0.34%)

Compare Another Pair

AMGN vs UNH: Head-to-Head Comparison

This page compares Amgen Inc. (AMGN) and UnitedHealth Group Incorporated (UNH) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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