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AMTB vs BHRB

AMTB
Amerant Bancorp Inc.
NEUTRAL
Price
$22.82
Market Cap
$958.4M
Sector
Financial Services
AI Confidence
85%
BHRB
Burke & Herbert Financial Services Corp.
NEUTRAL
Price
$64.50
Market Cap
$970.0M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
AMTB
16.07
BHRB
8.35
Forward P/E
AMTB
9.83
BHRB
7.3
P/B Ratio
AMTB
0.99
BHRB
1.15
P/S Ratio
AMTB
2.4
BHRB
2.87
EV/EBITDA
AMTB
--
BHRB
--

Profitability

Gross Margin
AMTB
0.0%
BHRB
0.0%
Operating Margin
AMTB
30.47%
BHRB
54.23%
Profit Margin
AMTB
14.6%
BHRB
34.65%
ROE
AMTB
6.41%
BHRB
14.8%
ROA
AMTB
0.58%
BHRB
1.49%

Growth

Revenue Growth
AMTB
3.3%
BHRB
8.7%
Earnings Growth
AMTB
57.1%
BHRB
51.8%

Financial Health

Debt/Equity
AMTB
--
BHRB
--
Current Ratio
AMTB
--
BHRB
--
Quick Ratio
AMTB
--
BHRB
--

Dividends

Dividend Yield
AMTB
1.58%
BHRB
--
Payout Ratio
AMTB
25.35%
BHRB
--

AI Verdict

AMTB NEUTRAL

AMTB presents a stark contrast between attractive valuation and deteriorating fundamental health. While the stock trades below its Graham Number ($27.18) and Intrinsic Value ($41.89), the Piotroski F-Score of 2/9 indicates significant weakness in financial health. Strong year-over-year earnings growth (57.10%) is offset by sluggish revenue growth (3.30%) and a highly bearish technical trend (10/100). The company is essentially trading at book value (P/B 0.99), making it a value play with high fundamental risk.

Strengths
Trading below Graham Number ($27.18) and Intrinsic Value ($41.89)
Strong YoY Earnings Growth of 57.10%
Low Price-to-Book ratio (0.99) suggesting fair asset pricing
Risks
Critical Piotroski F-Score of 2/9 indicating weak financial health
Very bearish technical trend (10/100)
Low Return on Equity (6.41%) and Return on Assets (0.58%)
BHRB NEUTRAL

BHRB presents a stark contrast between deep value and deteriorating fundamental health. While the stock trades significantly below its Graham Number ($98.78) and Intrinsic Value ($227.74) with a low P/E of 8.35, the Piotroski F-Score of 3/9 indicates weak financial health. Strong earnings growth (51.8% YoY) and a consistent track record of beating estimates are offset by a bearish technical trend and a lack of dividend support. The valuation is highly attractive, but the low health score necessitates a cautious approach.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Strong earnings growth of 51.8% YoY
Consistent earnings beat record (4/4 in last 4 quarters)
Risks
Weak fundamental health as indicated by a Piotroski F-Score of 3/9
Bearish technical trend (0/100)
Lack of dividend yield to provide a price floor

Compare Another Pair

AMTB vs BHRB: Head-to-Head Comparison

This page compares Amerant Bancorp Inc. (AMTB) and Burke & Herbert Financial Services Corp. (BHRB) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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