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APO vs NU

APO
Apollo Global Management, Inc.
NEUTRAL
Price
$128.72
Market Cap
$74.21B
Sector
Financial Services
AI Confidence
80%
NU
Nu Holdings Ltd.
BULLISH
Price
$14.48
Market Cap
$70.38B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
APO
23.28
NU
24.97
Forward P/E
APO
12.12
NU
12.62
P/B Ratio
APO
3.4
NU
6.23
P/S Ratio
APO
2.33
NU
10.07
EV/EBITDA
APO
--
NU
--

Profitability

Gross Margin
APO
37.34%
NU
0.0%
Operating Margin
APO
18.13%
NU
52.14%
Profit Margin
APO
10.98%
NU
41.04%
ROE
APO
14.7%
NU
30.28%
ROA
APO
1.29%
NU
4.6%

Growth

Revenue Growth
APO
87.7%
NU
43.9%
Earnings Growth
APO
-57.3%
NU
60.9%

Financial Health

Debt/Equity
APO
0.99
NU
--
Current Ratio
APO
1.66
NU
--
Quick Ratio
APO
1.61
NU
--

Dividends

Dividend Yield
APO
1.58%
NU
--
Payout Ratio
APO
35.97%
NU
0.0%

AI Verdict

APO NEUTRAL

APO shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Strengths
Strong revenue growth of 87.7%
Risks
Premium vs Graham Number ($68.67)
NU BULLISH

NU presents a stark contrast between traditional accounting health and explosive growth metrics, highlighted by a weak Piotroski F-Score of 2/9. While the deterministic health score is poor, the company's operational performance is exceptional, featuring 60.9% YoY earnings growth and a highly attractive PEG ratio of 0.85. The current price of $14.48 trades at a significant premium to the Graham Number ($5.51) but remains below the growth-based intrinsic value of $17.11. Ultimately, the strong ROE of 30.28% and aggressive scaling suggest a high-growth fintech trajectory that outweighs short-term deterministic health warnings.

Strengths
Exceptional earnings growth (60.9% YoY)
Strong profitability with 41.04% profit margins
High Return on Equity (ROE) of 30.28%
Risks
Very weak Piotroski F-Score (2/9) indicating poor financial health trends
Bearish insider sentiment with recent selling activity
High Price-to-Book ratio (6.23) suggesting a premium valuation

Compare Another Pair

APO vs NU: Head-to-Head Comparison

This page compares Apollo Global Management, Inc. (APO) and Nu Holdings Ltd. (NU) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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