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APO vs TRV

APO
Apollo Global Management, Inc.
NEUTRAL
Price
$110.55
Market Cap
$64.16B
Sector
Financial Services
AI Confidence
80%
TRV
The Travelers Companies, Inc.
NEUTRAL
Price
$299.33
Market Cap
$64.73B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
APO
19.95
TRV
10.91
Forward P/E
APO
10.24
TRV
10.53
P/B Ratio
APO
2.92
TRV
1.98
P/S Ratio
APO
2.02
TRV
1.33
EV/EBITDA
APO
--
TRV
7.62

Profitability

Gross Margin
APO
37.34%
TRV
29.37%
Operating Margin
APO
18.13%
TRV
25.89%
Profit Margin
APO
10.98%
TRV
12.88%
ROE
APO
14.7%
TRV
20.7%
ROA
APO
1.29%
TRV
3.71%

Growth

Revenue Growth
APO
87.7%
TRV
3.5%
Earnings Growth
APO
-57.3%
TRV
23.4%

Financial Health

Debt/Equity
APO
0.99
TRV
0.29
Current Ratio
APO
1.66
TRV
0.36
Quick Ratio
APO
1.61
TRV
0.19

Dividends

Dividend Yield
APO
1.83%
TRV
1.47%
Payout Ratio
APO
35.97%
TRV
15.86%

AI Verdict

APO NEUTRAL

APO shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Strengths
Strong revenue growth of 87.7%
Risks
Premium vs Graham Number ($68.73)
TRV NEUTRAL

TRV presents a stable financial profile with a Piotroski F-Score of 4/9, indicating a stable but not strong health trajectory. The stock is currently trading almost exactly at its Graham Number ($305.57), suggesting it is fairly valued from a defensive standpoint, despite a much higher growth-based intrinsic value. While earnings growth and ROE are impressive, the outlook is dampened by bearish insider activity and a very weak technical trend. The company remains a solid value play, but lacks immediate bullish catalysts.

Strengths
Strong Return on Equity (ROE) of 20.70%
Attractive P/E ratio of 10.91 compared to broader financial sector averages
Consistent earnings beat track record with high average surprises (44.70% last 4 quarters)
Risks
Bearish insider sentiment with $16.54M in net sales and zero buys
Weak technical trend (10/100) suggesting strong downward momentum or stagnation
Sluggish revenue growth (3.50% YoY) compared to earnings growth

Compare Another Pair

APO vs TRV: Head-to-Head Comparison

This page compares Apollo Global Management, Inc. (APO) and The Travelers Companies, Inc. (TRV) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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