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ARTNA vs YORW

ARTNA
Artesian Resources Corporation
NEUTRAL
Price
$32.72
Market Cap
$338.3M
Sector
Utilities
AI Confidence
78%
YORW
The York Water Company
BEARISH
Price
$30.18
Market Cap
$488.9M
Sector
Utilities
AI Confidence
85%

Valuation

P/E Ratio
ARTNA
15.01
YORW
21.71
Forward P/E
ARTNA
15.66
YORW
19.73
P/B Ratio
ARTNA
1.36
YORW
1.81
P/S Ratio
ARTNA
3.03
YORW
6.31
EV/EBITDA
ARTNA
10.45
YORW
15.74

Profitability

Gross Margin
ARTNA
49.49%
YORW
73.14%
Operating Margin
ARTNA
36.38%
YORW
33.66%
Profit Margin
ARTNA
20.16%
YORW
25.89%
ROE
ARTNA
9.25%
YORW
8.51%
ROA
ARTNA
2.72%
YORW
2.69%

Growth

Revenue Growth
ARTNA
4.6%
YORW
3.2%
Earnings Growth
ARTNA
2.3%
YORW
0.1%

Financial Health

Debt/Equity
ARTNA
0.71
YORW
0.97
Current Ratio
ARTNA
0.68
YORW
0.67
Quick Ratio
ARTNA
0.4
YORW
0.49

Dividends

Dividend Yield
ARTNA
3.8%
YORW
3.02%
Payout Ratio
ARTNA
55.85%
YORW
63.71%

AI Verdict

ARTNA NEUTRAL

ARTNA's Piotroski F-Score of 4 indicates a weak financial health profile, signaling potential operational inefficiencies despite stable profitability. The absence of an Altman Z-Score raises concern about default risk, particularly given a current ratio of 0.68 and quick ratio of 0.40, which suggest liquidity strain. While the company trades at a reasonable P/E of 15.01 and offers a 3.8% dividend yield with a 55.85% payout ratio, its growth metrics lag behind sector peers. The stock is currently trading above its Graham Number ($34.4) and intrinsic value estimate ($22.78), indicating a premium valuation that may not be justified by fundamentals.

Strengths
Strong gross and operating margins (49.49% and 36.38%) indicate efficient cost management and pricing power
Consistent dividend yield of 3.8% with a sustainable payout ratio of 55.85%
Relatively low P/E ratio (15.01) compared to sector average of 24.33
Risks
Piotroski F-Score of 4 indicates weak financial health and operational stability
Current and quick ratios below 1.0 suggest liquidity concerns and potential short-term solvency risk
No Altman Z-Score available, raising unquantified bankruptcy risk despite moderate leverage
YORW BEARISH

YORW presents a profile of a stable but stagnant regulated utility. While the Piotroski F-Score of 6/9 indicates stable financial health, the stock is significantly overvalued, trading at $30.18 against a Graham Number of $22.81 and a growth-based intrinsic value of $9.94. With nearly flat earnings growth (0.10% YoY) and a prohibitively high PEG ratio of 4.10, the current valuation is unsupported by fundamental growth. The technical trend is completely bearish (0/100), reflecting a long-term price erosion of over 33% over five years.

Strengths
Strong profitability margins (Gross: 73.14%, Operating: 33.66%)
Stable financial health as indicated by a Piotroski F-Score of 6/9
Lower P/E ratio (21.71) compared to the utility sector average (27.18)
Risks
Severe overvaluation relative to growth (PEG Ratio of 4.10)
Stagnant earnings growth (0.10% YoY) suggests a lack of catalysts
Poor short-term liquidity with a Current Ratio of 0.67 and Quick Ratio of 0.49

Compare Another Pair

ARTNA vs YORW: Head-to-Head Comparison

This page compares Artesian Resources Corporation (ARTNA) and The York Water Company (YORW) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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