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ASB vs OTF

ASB
Associated Banc-Corp
BULLISH
Price
$27.85
Market Cap
$5.24B
Sector
Financial Services
AI Confidence
75%
OTF
Blue Owl Technology Finance Corp.
NEUTRAL
Price
$11.38
Market Cap
$5.3B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
ASB
10.05
OTF
6.47
Forward P/E
ASB
8.72
OTF
8.2
P/B Ratio
ASB
0.95
OTF
0.66
P/S Ratio
ASB
3.66
OTF
4.62
EV/EBITDA
ASB
--
OTF
--

Profitability

Gross Margin
ASB
0.0%
OTF
100.0%
Operating Margin
ASB
45.25%
OTF
69.38%
Profit Margin
ASB
33.12%
OTF
62.89%
ROE
ASB
9.91%
OTF
12.35%
ROA
ASB
1.08%
OTF
4.9%

Growth

Revenue Growth
ASB
721.8%
OTF
92.3%
Earnings Growth
ASB
--
OTF
-7.6%

Financial Health

Debt/Equity
ASB
--
OTF
0.78
Current Ratio
ASB
--
OTF
0.19
Quick Ratio
ASB
--
OTF
0.17

Dividends

Dividend Yield
ASB
3.38%
OTF
12.3%
Payout Ratio
ASB
33.57%
OTF
59.66%

AI Verdict

ASB BULLISH

ASB presents a strong value opportunity, characterized by a stable Piotroski F-Score of 4/9 and a current price ($27.85) trading significantly below its Graham Number ($42.68) and book value (P/B 0.95). While the technical trend is currently bearish (10/100), the fundamental profile is supported by a consistent track record of earnings beats over 25 quarters and a sustainable dividend payout. The massive YoY revenue growth suggests inorganic expansion, which, combined with a low P/E of 10.05, indicates the market is underpricing the company's assets and earnings power.

Strengths
Trading below book value (P/B 0.95), providing a margin of safety
Strong valuation relative to Graham Number ($42.68)
Exceptional earnings track record with 3/4 recent beats and consistent historical surprises
Risks
Severely bearish technical trend (10/100) suggesting strong short-term selling pressure
Piotroski F-Score of 4/9 indicates only stable, not strong, financial health
High PEG ratio (1.78) suggests growth may be overpriced relative to earnings
OTF NEUTRAL

OTF presents a classic 'value trap' profile, characterized by a very weak Piotroski F-Score of 2/9 and severe liquidity concerns (Current Ratio 0.19). While the stock is significantly undervalued relative to its Graham Number ($26.2) and trades at a low P/E of 6.47, the technical trend is completely bearish (0/100). Explosive revenue growth (92.3% YoY) is currently decoupled from bottom-line earnings growth (-7.6% YoY), suggesting operational inefficiency or rising costs of capital. The high dividend yield is attractive but risky given the poor financial health scores.

Strengths
Deep value valuation with P/B of 0.66 and P/E of 6.47
Exceptional revenue growth (92.3% YoY)
High dividend yield of 12.3% with a sustainable payout ratio (59.66%)
Risks
Critical financial health weakness indicated by Piotroski F-Score of 2/9
Severe short-term liquidity risk (Current Ratio 0.19)
Strongly bearish technical trend (0/100)

Compare Another Pair

ASB vs OTF: Head-to-Head Comparison

This page compares Associated Banc-Corp (ASB) and Blue Owl Technology Finance Corp. (OTF) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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