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AX vs BRK-B

AX
Axos Financial, Inc.
NEUTRAL
Price
$91.75
Market Cap
$5.2B
Sector
Financial Services
AI Confidence
65%
BRK-B
Berkshire Hathaway Inc.
BEARISH
Price
$479.71
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
70%

Valuation

P/E Ratio
AX
12.94
BRK-B
15.45
Forward P/E
AX
9.93
BRK-B
22.03
P/B Ratio
AX
1.86
BRK-B
0.0
P/S Ratio
AX
4.32
BRK-B
2.79
EV/EBITDA
AX
--
BRK-B
-2.12

Profitability

Gross Margin
AX
0.0%
BRK-B
26.15%
Operating Margin
AX
50.8%
BRK-B
32.96%
Profit Margin
AX
36.0%
BRK-B
18.03%
ROE
AX
16.65%
BRK-B
9.81%
ROA
AX
1.7%
BRK-B
5.11%

Growth

Revenue Growth
AX
-0.2%
BRK-B
-0.7%
Earnings Growth
AX
0.5%
BRK-B
-2.5%

Financial Health

Debt/Equity
AX
--
BRK-B
0.19
Current Ratio
AX
--
BRK-B
7.07
Quick Ratio
AX
--
BRK-B
6.62

Dividends

Dividend Yield
AX
--
BRK-B
--
Payout Ratio
AX
0.0%
BRK-B
0.0%

AI Verdict

AX NEUTRAL

The Advanced Deterministic Scorecard reveals a mixed financial profile: the Piotroski F-Score of 4/9 indicates borderline stable financial health, while the absence of an Altman Z-Score limits distress risk assessment. Despite strong profitability metrics like a 50.8% operating margin and consistent earnings beats, weak revenue growth and lack of key financial data constrain confidence. The stock trades above the Graham Number of $88.69 at $91.75, implying a slight premium, but remains below the analyst target of $103.25. Bearish insider activity and a weak technical trend offset solid historical performance and favorable sector-relative valuation.

Strengths
Consistently beats earnings estimates with an 88% beat rate over the last four quarters and strong average surprise of 7.2%
Exceptional operating profitability: 50.8% operating margin and 36.0% profit margin significantly outperform sector averages
Attractive valuation relative to peers: P/E of 12.94 vs sector average of 20.94
Risks
Low Piotroski F-Score of 4/9 suggests weak financial health and limited operational resilience
Revenue growth is nearly flat YoY (-0.20%), indicating stagnation in top-line expansion
Missing key financial data (Debt/Equity, Altman Z-Score, cash/debt levels) creates uncertainty in financial health and leverage risk
BRK-B BEARISH

BRK-B shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Undervalued vs Graham Number ($18664.9)
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)

Compare Another Pair

AX vs BRK-B: Head-to-Head Comparison

This page compares Axos Financial, Inc. (AX) and Berkshire Hathaway Inc. (BRK-B) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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