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BAFN vs BRK-B

BAFN
BayFirst Financial Corp.
BEARISH
Price
$6.70
Market Cap
$27.7M
Sector
Financial Services
AI Confidence
85%
BRK-B
Berkshire Hathaway Inc.
BEARISH
Price
$479.71
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
70%

Valuation

P/E Ratio
BAFN
--
BRK-B
15.45
Forward P/E
BAFN
--
BRK-B
22.03
P/B Ratio
BAFN
0.37
BRK-B
0.0
P/S Ratio
BAFN
0.47
BRK-B
2.79
EV/EBITDA
BAFN
--
BRK-B
-2.12

Profitability

Gross Margin
BAFN
0.0%
BRK-B
26.15%
Operating Margin
BAFN
2665.2%
BRK-B
32.96%
Profit Margin
BAFN
-18.15%
BRK-B
18.03%
ROE
BAFN
-11.14%
BRK-B
9.81%
ROA
BAFN
-0.83%
BRK-B
5.11%

Growth

Revenue Growth
BAFN
--
BRK-B
-0.7%
Earnings Growth
BAFN
--
BRK-B
-2.5%

Financial Health

Debt/Equity
BAFN
--
BRK-B
0.19
Current Ratio
BAFN
--
BRK-B
7.07
Quick Ratio
BAFN
--
BRK-B
6.62

Dividends

Dividend Yield
BAFN
4.78%
BRK-B
--
Payout Ratio
BAFN
17.49%
BRK-B
0.0%

AI Verdict

BAFN BEARISH

The Advanced Deterministic Scorecard reveals a critically weak financial health with a Piotroski F-Score of just 2/9, indicating severe operational and balance sheet deterioration. Despite a low Price/Book of 0.37 and a 4.78% dividend yield, the company is unprofitable with a -18.15% profit margin and negative ROE of -11.14%, undermining valuation appeal. The technical trend is deeply bearish at 0/100, consistent with a 1-year price decline of -55.8% and no analyst coverage, signaling market disregard. Absence of Altman Z-Score and key financials like debt/equity and cash flow further heightens uncertainty, suggesting potential distress risk.

Strengths
Low Price/Book ratio of 0.37 suggests potential undervaluation relative to book value
Dividend yield of 4.78% is attractive in current market environment
Low Price/Sales ratio of 0.47 may indicate market pessimism priced in
Risks
Piotroski F-Score of 2/9 indicates very weak financial health and high risk of continued underperformance
Negative profit margin (-18.15%) and ROE (-11.14%) reflect ongoing unprofitability
Operating margin of 2665.20% is an extreme outlier, likely due to data error or one-time event, undermining reliability
BRK-B BEARISH

BRK-B shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Undervalued vs Graham Number ($18664.9)
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)

Compare Another Pair

BAFN vs BRK-B: Head-to-Head Comparison

This page compares BayFirst Financial Corp. (BAFN) and Berkshire Hathaway Inc. (BRK-B) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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