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BANC vs BRK-A

BANC
Banc of California, Inc.
NEUTRAL
Price
$19.92
Market Cap
$3.1B
Sector
Financial Services
AI Confidence
72%
BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
BANC
17.79
BRK-A
15.45
Forward P/E
BANC
9.78
BRK-A
22.3
P/B Ratio
BANC
1.04
BRK-A
1.44
P/S Ratio
BANC
3.04
BRK-A
2.78
EV/EBITDA
BANC
--
BRK-A
7.21

Profitability

Gross Margin
BANC
0.0%
BRK-A
26.15%
Operating Margin
BANC
40.53%
BRK-A
32.96%
Profit Margin
BANC
20.44%
BRK-A
18.03%
ROE
BANC
5.99%
BRK-A
9.81%
ROA
BANC
0.62%
BRK-A
5.11%

Growth

Revenue Growth
BANC
11.5%
BRK-A
-0.7%
Earnings Growth
BANC
56.8%
BRK-A
-2.5%

Financial Health

Debt/Equity
BANC
--
BRK-A
0.19
Current Ratio
BANC
--
BRK-A
7.07
Quick Ratio
BANC
--
BRK-A
6.62

Dividends

Dividend Yield
BANC
1.93%
BRK-A
--
Payout Ratio
BANC
34.19%
BRK-A
0.0%

AI Verdict

BANC NEUTRAL

BANC exhibits mixed financial health with a weak Piotroski F-Score of 4/9, indicating borderline stability, and a missing Altman Z-Score prevents a full distress risk assessment. While earnings growth is strong (56.8% YoY) and profitability margins are high, low ROE (5.99%) and ROA (0.62%) suggest inefficient asset utilization. The stock trades below the analyst target of $23.14 but above the conservative Graham Number of $21.94, implying modest upside with moderate risk. Insider selling and a bearish technical trend temper otherwise positive growth and valuation signals.

Strengths
Strong year-over-year earnings growth of 56.8%
Consistently beats earnings estimates, with 3 out of last 4 quarters above expectations
High operating margin of 40.53% indicating strong cost control
Risks
Low Piotroski F-Score of 4/9 signals weak financial health
Missing Altman Z-Score creates uncertainty around bankruptcy risk
Insider selling activity: $0.67M in net sales over last 6 months
BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)

Compare Another Pair

BANC vs BRK-A: Head-to-Head Comparison

This page compares Banc of California, Inc. (BANC) and Berkshire Hathaway Inc. (BRK-A) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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