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BANR vs BUSE

BANR
Banner Corporation
NEUTRAL
Price
$61.46
Market Cap
$2.1B
Sector
Financial Services
AI Confidence
65%
BUSE
First Busey Corporation
BULLISH
Price
$25.93
Market Cap
$2.24B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
BANR
11.73
BUSE
17.64
Forward P/E
BANR
9.7
BUSE
9.54
P/B Ratio
BANR
1.08
BUSE
0.92
P/S Ratio
BANR
3.24
BUSE
3.35
EV/EBITDA
BANR
--
BUSE
--

Profitability

Gross Margin
BANR
0.0%
BUSE
0.0%
Operating Margin
BANR
38.86%
BUSE
17.59%
Profit Margin
BANR
30.17%
BUSE
20.28%
ROE
BANR
10.5%
BUSE
7.02%
ROA
BANR
1.2%
BUSE
0.9%

Growth

Revenue Growth
BANR
4.9%
BUSE
70.5%
Earnings Growth
BANR
11.1%
BUSE
26.9%

Financial Health

Debt/Equity
BANR
--
BUSE
--
Current Ratio
BANR
--
BUSE
--
Quick Ratio
BANR
--
BUSE
--

Dividends

Dividend Yield
BANR
2.96%
BUSE
4.02%
Payout Ratio
BANR
34.4%
BUSE
68.03%

AI Verdict

BANR NEUTRAL

Banner Corporation (BANR) exhibits a weak financial health profile with a Piotroski F-Score of just 2/9, signaling significant concerns in profitability, leverage, and operating efficiency. Despite this, the stock appears attractively valued with a P/E of 11.73 and a Forward P/E of 9.70, below sector averages, while trading well below its Graham Number of $82.03 and intrinsic value estimate of $123.93. The company has demonstrated strong recent earnings growth (YoY EPS +16.5%) and consistent analyst estimate beats, but weak technical trend (0/100) and lack of Altman Z-Score data limit confidence in near-term stability. Dividend sustainability is supported by a reasonable 34.4% payout ratio and 2.96% yield, though insider sentiment is lukewarm at 40/100.

Strengths
Attractive valuation metrics relative to sector: P/E of 11.73 vs sector avg of 21.04
Strong year-over-year earnings growth: +16.5% YoY EPS growth
Consistent earnings beat record: 3 out of last 4 quarters beat estimates, with strong historical surprises
Risks
Critically low Piotroski F-Score of 2/9 indicates weak financial health and operational deterioration
Missing Altman Z-Score prevents assessment of bankruptcy risk, a critical gap for financial firms
Bearish technical trend: Technical Trend score of 0/100 suggests strong downward price momentum
BUSE BULLISH

BUSE shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (20.3% margin)
Strong revenue growth of 70.5%
Risks
Limited historical data available for full assessment

Compare Another Pair

BANR vs BUSE: Head-to-Head Comparison

This page compares Banner Corporation (BANR) and First Busey Corporation (BUSE) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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