No connection

Search Results

BBVA vs V

BBVA
Banco Bilbao Vizcaya Argentaria, S.A.
NEUTRAL
Price
$24.97
Market Cap
$141.94B
Sector
Financial Services
AI Confidence
72%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
BBVA
12.3
V
28.35
Forward P/E
BBVA
12.29
V
20.79
P/B Ratio
BBVA
2.12
V
15.09
P/S Ratio
BBVA
4.49
V
14.08
EV/EBITDA
BBVA
--
V
20.06

Profitability

Gross Margin
BBVA
0.0%
V
97.78%
Operating Margin
BBVA
53.11%
V
68.3%
Profit Margin
BBVA
32.91%
V
50.23%
ROE
BBVA
18.63%
V
53.95%
ROA
BBVA
1.4%
V
18.36%

Growth

Revenue Growth
BBVA
3.4%
V
14.6%
Earnings Growth
BBVA
-4.6%
V
17.4%

Financial Health

Debt/Equity
BBVA
--
V
0.55
Current Ratio
BBVA
--
V
1.11
Quick Ratio
BBVA
--
V
0.72

Dividends

Dividend Yield
BBVA
3.31%
V
0.89%
Payout Ratio
BBVA
39.86%
V
22.91%

AI Verdict

BBVA NEUTRAL

BBVA's Advanced Deterministic Scorecard reveals a weak financial health profile with a Piotroski F-Score of just 3/9, signaling significant operational and balance sheet concerns. Despite this, the bank trades at a reasonable valuation with a P/E of 12.30 below the sector average of 21.13, and offers a solid 3.31% dividend yield supported by a sustainable 39.86% payout ratio. Profitability metrics like a 32.91% profit margin and 18.63% ROE are strong, but negative earnings growth and poor technical trend (10/100) offset these gains. The absence of Altman Z-Score data prevents a full distress risk assessment, but the low Piotroski score demands caution.

Strengths
High profitability with 32.91% net margin and 18.63% ROE, well above sector averages
Attractive valuation relative to peers, with P/E of 12.30 vs sector average of 21.13
Solid dividend yield of 3.31% backed by a conservative 39.86% payout ratio
Risks
Very low Piotroski F-Score of 3/9 indicates deteriorating financial health and weak operating performance
Negative YoY earnings growth of -4.60% and recent Q/Q EPS decline of -7.5%
Missing key financial data (Debt/Equity, Altman Z-Score, cash/debt figures) creates uncertainty in leverage and solvency assessment
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

BBVA vs V: Head-to-Head Comparison

This page compares Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI Chat
Markets
Profile