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BCBP vs BRK-B

BCBP
BCB Bancorp, Inc.
BEARISH
Price
$7.86
Market Cap
$135.4M
Sector
Financial Services
AI Confidence
85%
BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BCBP
131.0
BRK-B
15.46
Forward P/E
BCBP
7.97
BRK-B
22.06
P/B Ratio
BCBP
0.46
BRK-B
0.0
P/S Ratio
BCBP
2.1
BRK-B
2.79
EV/EBITDA
BCBP
--
BRK-B
-2.12

Profitability

Gross Margin
BCBP
0.0%
BRK-B
26.15%
Operating Margin
BCBP
30.34%
BRK-B
32.96%
Profit Margin
BCBP
4.29%
BRK-B
18.03%
ROE
BCBP
0.86%
BRK-B
9.81%
ROA
BCBP
0.08%
BRK-B
5.11%

Growth

Revenue Growth
BCBP
-3.9%
BRK-B
-0.7%
Earnings Growth
BCBP
-39.0%
BRK-B
-2.5%

Financial Health

Debt/Equity
BCBP
--
BRK-B
0.19
Current Ratio
BCBP
--
BRK-B
7.07
Quick Ratio
BCBP
--
BRK-B
6.62

Dividends

Dividend Yield
BCBP
8.02%
BRK-B
--
Payout Ratio
BCBP
1066.67%
BRK-B
0.0%

AI Verdict

BCBP BEARISH

BCBP exhibits weak financial health with a Piotroski F-Score of 4/9, indicating borderline stability, and lacks an Altman Z-Score to confirm safety from distress. The stock trades at a significant premium to its Graham Number of $4.79, currently priced at $7.86, despite deteriorating fundamentals including negative earnings and revenue growth. Profitability metrics like ROE (0.86%) and ROA (0.08%) are extremely weak, while the dividend is unsustainable with a payout ratio exceeding 1000%. Although analysts recommend a 'buy' with a $9.50 target, the company's track record of earnings misses and declining performance raises serious concerns.

Strengths
High dividend yield of 8.02% may attract income-seeking investors
Price/Book ratio of 0.46 suggests potential asset-based downside protection
Forward P/E of 7.97 is below sector average, implying possible earnings recovery expectations
Risks
Piotroski F-Score of 4 indicates weak financial health and elevated risk
Extremely high payout ratio (1066.67%) threatens dividend sustainability
Earnings growth down 39% YoY with volatile and declining trend
BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends

Compare Another Pair

BCBP vs BRK-B: Head-to-Head Comparison

This page compares BCB Bancorp, Inc. (BCBP) and Berkshire Hathaway Inc. (BRK-B) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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