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BFC vs BRK-A

BFC
Bank First Corporation
NEUTRAL
Price
$137.32
Market Cap
$1.54B
Sector
Financial Services
AI Confidence
72%
BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
BFC
19.13
BRK-A
15.45
Forward P/E
BFC
12.92
BRK-A
22.3
P/B Ratio
BFC
2.15
BRK-A
1.44
P/S Ratio
BFC
9.13
BRK-A
2.78
EV/EBITDA
BFC
--
BRK-A
7.21

Profitability

Gross Margin
BFC
0.0%
BRK-A
26.15%
Operating Margin
BFC
54.74%
BRK-A
32.96%
Profit Margin
BFC
41.86%
BRK-A
18.03%
ROE
BFC
11.24%
BRK-A
9.81%
ROA
BFC
1.62%
BRK-A
5.11%

Growth

Revenue Growth
BFC
6.8%
BRK-A
-0.7%
Earnings Growth
BFC
10.9%
BRK-A
-2.5%

Financial Health

Debt/Equity
BFC
--
BRK-A
0.19
Current Ratio
BFC
--
BRK-A
7.07
Quick Ratio
BFC
--
BRK-A
6.62

Dividends

Dividend Yield
BFC
1.33%
BRK-A
--
Payout Ratio
BFC
25.32%
BRK-A
0.0%

AI Verdict

BFC NEUTRAL

The Advanced Deterministic Scorecard reveals a weak financial health profile with a Piotroski F-Score of just 3/9, indicating significant concerns in profitability, leverage, and operating efficiency. Despite strong profitability margins and solid earnings growth, the lack of Altman Z-Score data and incomplete balance sheet metrics (Debt/Equity, Cash, Debt) limits confidence in financial stability. The stock trades above the Graham Number of $101.58 but below the analyst target of $151.00, suggesting mixed valuation signals. While earnings momentum and insider sentiment are moderately positive, technical trend and dividend strength remain weak, resulting in a balanced but cautious outlook.

Strengths
High operating and profit margins (54.74% and 41.86% respectively) outperform sector averages
Strong year-over-year earnings growth of 14.9% and revenue growth of 6.80%
Consistently beats earnings estimates over recent quarters with positive surprises in 7 of last 8 quarters
Risks
Piotroski F-Score of 3/9 signals weak financial health, particularly in asset utilization and leverage trends
Missing Altman Z-Score and key financials (Debt/Equity, Cash, Debt) create uncertainty in solvency assessment
Technical trend score of 10/100 indicates strong bearish momentum near 52-week high
BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)

Compare Another Pair

BFC vs BRK-A: Head-to-Head Comparison

This page compares Bank First Corporation (BFC) and Berkshire Hathaway Inc. (BRK-A) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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