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BFS vs MMI

BFS
Saul Centers, Inc.
BEARISH
Price
$31.50
Market Cap
$1.08B
Sector
Real Estate
AI Confidence
78%
MMI
Marcus & Millichap, Inc.
BEARISH
Price
$28.01
Market Cap
$1.07B
Sector
Real Estate
AI Confidence
85%

Valuation

P/E Ratio
BFS
27.63
MMI
--
Forward P/E
BFS
23.16
MMI
31.47
P/B Ratio
BFS
5.86
MMI
1.78
P/S Ratio
BFS
3.84
MMI
1.41
EV/EBITDA
BFS
15.7
MMI
-1093.29

Profitability

Gross Margin
BFS
71.61%
MMI
37.7%
Operating Margin
BFS
43.14%
MMI
6.3%
Profit Margin
BFS
13.83%
MMI
-0.25%
ROE
BFS
10.34%
MMI
-0.31%
ROA
BFS
3.46%
MMI
-0.95%

Growth

Revenue Growth
BFS
7.0%
MMI
1.6%
Earnings Growth
BFS
-33.9%
MMI
56.9%

Financial Health

Debt/Equity
BFS
3.28
MMI
0.13
Current Ratio
BFS
0.95
MMI
2.55
Quick Ratio
BFS
0.95
MMI
2.21

Dividends

Dividend Yield
BFS
7.48%
MMI
1.79%
Payout Ratio
BFS
207.02%
MMI
135.14%

AI Verdict

BFS BEARISH

The Advanced Deterministic Scorecard reveals a weak financial health profile with a Piotroski F-Score of 4/9, indicating borderline stability, and a missing Altman Z-Score prevents a full distress risk assessment. Despite a high dividend yield of 7.48%, the unsustainable payout ratio of 207% and declining earnings raise serious concerns. Valuation metrics like a P/E of 27.63 and Price/Book of 5.86 are elevated relative to weak growth and poor profitability trends, while the technical trend score of 0/100 signals strong bearish momentum. Although the analyst target price stands at $44.00, minimal coverage (only one analyst) and deteriorating fundamentals limit confidence in this upside.

Strengths
High dividend yield of 7.48% offers income appeal
Operating and gross margins are strong at 43.14% and 71.61%, respectively
Revenue growth remains positive at 7.00% YoY
Risks
Piotroski F-Score of 4 indicates weak financial health and low resilience
Earnings declining sharply: -33.9% YoY and -27.6% QoQ
Dividend payout ratio of 207% is unsustainable long-term
MMI BEARISH

MMI presents a contradictory profile with a stable Piotroski F-Score of 6/9 and a strong balance sheet, yet suffers from severe operational inefficiency. The company is currently unprofitable with negative net margins, ROE, and ROA, while revenue growth has stagnated at 1.60%. Most critically, the dividend is unsustainable with a payout ratio of 135.14%, indicating the company is paying out more than it earns. Combined with a bearish technical trend and negative insider sentiment, the outlook is poor.

Strengths
Very low Debt/Equity ratio (0.13)
Strong liquidity with a Current Ratio of 2.55
Stable Piotroski F-Score (6/9)
Risks
Unsustainable dividend payout ratio (135.14%)
Negative Profit Margin (-0.25%) and negative ROE/ROA
Stagnant year-over-year revenue growth (1.60%)

Compare Another Pair

BFS vs MMI: Head-to-Head Comparison

This page compares Saul Centers, Inc. (BFS) and Marcus & Millichap, Inc. (MMI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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