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BITF vs JCAP

BITF
Bitfarms Ltd.
NEUTRAL
Price
$1.84
Market Cap
$1.11B
Sector
Financial Services
AI Confidence
80%
JCAP
Jefferson Capital, Inc.
NEUTRAL
Price
$20.01
Market Cap
$1.11B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BITF
--
JCAP
3.55
Forward P/E
BITF
-46.0
JCAP
6.97
P/B Ratio
BITF
1.69
JCAP
2.45
P/S Ratio
BITF
4.01
JCAP
1.82
EV/EBITDA
BITF
36.3
JCAP
6.44

Profitability

Gross Margin
BITF
4.61%
JCAP
78.13%
Operating Margin
BITF
-28.77%
JCAP
105.75%
Profit Margin
BITF
-46.38%
JCAP
30.95%
ROE
BITF
-12.5%
JCAP
43.78%
ROA
BITF
-8.17%
JCAP
12.78%

Growth

Revenue Growth
BITF
155.8%
JCAP
27.7%
Earnings Growth
BITF
--
JCAP
--

Financial Health

Debt/Equity
BITF
0.12
JCAP
2.97
Current Ratio
BITF
3.2
JCAP
5.05
Quick Ratio
BITF
0.77
JCAP
4.98

Dividends

Dividend Yield
BITF
--
JCAP
4.8%
Payout Ratio
BITF
0.0%
JCAP
8.51%

AI Verdict

BITF NEUTRAL

BITF shows neutral fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Mixed signals with both opportunities and risks present.

Strengths
Strong revenue growth of 155.8%
Low debt with D/E ratio of 0.12
Risks
Low profit margin of -46.4%
Weak financial trend (Piotroski F-Score: 3/9)
Weak ROE of -12.5%
JCAP NEUTRAL

JCAP presents a stark contrast between deep fundamental value and alarming insider behavior. While the Piotroski F-Score of 4/9 indicates stable health and the stock trades at a significant discount to its Graham Number ($32.19) and Intrinsic Value ($39.48), the technical trend is completely bearish. The company boasts an exceptional ROE of 43.78% and a very low P/E of 3.55, but these are overshadowed by massive insider selling totaling over $223M. Consequently, the valuation appeal is tempered by a lack of internal confidence and poor earnings surprise history.

Strengths
Extreme valuation discount with a P/E of 3.55
High profitability with ROE at 43.78% and Profit Margin at 30.95%
Strong top-line growth with 27.7% YoY revenue increase
Risks
Massive insider liquidation ($223.81M) including CEO and 10%+ owners
Bearish technical trend (0/100 score)
High leverage with a Debt/Equity ratio of 2.97

Compare Another Pair

BITF vs JCAP: Head-to-Head Comparison

This page compares Bitfarms Ltd. (BITF) and Jefferson Capital, Inc. (JCAP) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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