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BNTX vs UNH

BNTX
BioNTech SE
BEARISH
Price
$88.88
Market Cap
$22.34B
Sector
Healthcare
AI Confidence
50%
UNH
UnitedHealth Group Incorporated
NEUTRAL
Price
$323.48
Market Cap
$293.61B
Sector
Healthcare
AI Confidence
85%

Valuation

P/E Ratio
BNTX
--
UNH
24.43
Forward P/E
BNTX
-20.55
UNH
16.08
P/B Ratio
BNTX
1.01
UNH
3.11
P/S Ratio
BNTX
7.78
UNH
0.66
EV/EBITDA
BNTX
-6.98
UNH
16.47

Profitability

Gross Margin
BNTX
78.7%
UNH
18.53%
Operating Margin
BNTX
-33.35%
UNH
0.34%
Profit Margin
BNTX
-39.59%
UNH
2.69%
ROE
BNTX
-5.88%
UNH
12.54%
ROA
BNTX
-3.56%
UNH
3.9%

Growth

Revenue Growth
BNTX
-23.7%
UNH
12.3%
Earnings Growth
BNTX
--
UNH
-99.9%

Financial Health

Debt/Equity
BNTX
0.01
UNH
0.82
Current Ratio
BNTX
7.54
UNH
0.79
Quick Ratio
BNTX
6.87
UNH
0.7

Dividends

Dividend Yield
BNTX
--
UNH
2.73%
Payout Ratio
BNTX
0.0%
UNH
65.99%

AI Verdict

BNTX BEARISH

BNTX shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.01
Risks
Low profit margin of -39.6%
Weak financial trend (Piotroski F-Score: 2/9)
Declining revenue (-23.7%)
UNH NEUTRAL

UnitedHealth Group presents a conflicted profile with a stable but mediocre Piotroski F-Score of 4/9 and a significant disconnect between current price ($323.48) and defensive fair value (Graham Number: $175.91). While revenue growth remains robust at 12.3%, the company has suffered a catastrophic collapse in YoY earnings growth (-99.9%), suggesting severe short-term headwinds or one-time accounting shocks. Technical trends are currently bearish (0/100), though a recent one-month bounce and a favorable Forward P/E of 16.08 indicate analyst expectations of a recovery. The stock is currently trading at a significant premium to its intrinsic value, relying heavily on its market dominance and future earnings normalization.

Strengths
Strong consistent revenue growth (12.3% YoY)
Manageable Debt/Equity ratio of 0.82
Attractive Forward P/E (16.08) compared to current P/E (24.43)
Risks
Extreme earnings volatility (YoY Earnings Growth -99.9%)
Poor liquidity indicated by a Current Ratio of 0.79
Extremely thin operating margins (0.34%)

Compare Another Pair

BNTX vs UNH: Head-to-Head Comparison

This page compares BioNTech SE (BNTX) and UnitedHealth Group Incorporated (UNH) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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