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BOKF vs V

BOKF
BOK Financial Corporation
NEUTRAL
Price
$132.12
Market Cap
$8.36B
Sector
Financial Services
AI Confidence
65%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
BOKF
14.41
V
28.35
Forward P/E
BOKF
13.15
V
20.79
P/B Ratio
BOKF
1.35
V
15.09
P/S Ratio
BOKF
3.84
V
14.08
EV/EBITDA
BOKF
--
V
20.06

Profitability

Gross Margin
BOKF
0.0%
V
97.78%
Operating Margin
BOKF
38.63%
V
68.3%
Profit Margin
BOKF
26.59%
V
50.23%
ROE
BOKF
10.08%
V
53.95%
ROA
BOKF
1.13%
V
18.36%

Growth

Revenue Growth
BOKF
12.7%
V
14.6%
Earnings Growth
BOKF
36.1%
V
17.4%

Financial Health

Debt/Equity
BOKF
--
V
0.55
Current Ratio
BOKF
--
V
1.11
Quick Ratio
BOKF
--
V
0.72

Dividends

Dividend Yield
BOKF
1.86%
V
0.89%
Payout Ratio
BOKF
25.52%
V
22.91%

AI Verdict

BOKF NEUTRAL

BOKF exhibits weak financial health with a Piotroski F-Score of just 2/9, signaling significant concerns in profitability, leverage, and operating efficiency. Despite this, the company shows strong recent earnings growth (YoY EPS +17%, Q/Q +11.7%) and beats earnings estimates in 3 of the last 4 quarters, supporting its current valuation above the Graham Number of $141.93. Profit margins and ROA are solid for the banking sector, but missing data on key leverage and liquidity ratios, along with insider selling, raise caution. The stock trades near analyst target ($134.30) with mixed technicals and low insider sentiment, warranting a cautious hold despite attractive yield and growth.

Strengths
Strong year-over-year earnings growth of 36.1% and consistent EPS beat rate (3 out of last 4 quarters)
High profitability with operating margin of 38.63% and net profit margin of 26.59%, well above sector average
Attractive dividend yield of 1.86% with a sustainable payout ratio of 25.52%
Risks
Critically low Piotroski F-Score of 2/9 indicates deteriorating financial health and poor fundamental momentum
Missing Altman Z-Score and key leverage metrics (Debt/Equity, Cash/Debt) creates uncertainty around financial stability
Insider selling activity: $0.68M in sales over last 6 months with no buys, signaling lack of confidence from insiders
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

BOKF vs V: Head-to-Head Comparison

This page compares BOK Financial Corporation (BOKF) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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