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BRK-A vs CBU

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
CBU
Community Financial System, Inc.
NEUTRAL
Price
$62.32
Market Cap
$3.27B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-A
15.45
CBU
15.7
Forward P/E
BRK-A
22.3
CBU
11.62
P/B Ratio
BRK-A
1.44
CBU
1.64
P/S Ratio
BRK-A
2.78
CBU
4.11
EV/EBITDA
BRK-A
7.21
CBU
--

Profitability

Gross Margin
BRK-A
26.15%
CBU
0.0%
Operating Margin
BRK-A
32.96%
CBU
34.95%
Profit Margin
BRK-A
18.03%
CBU
26.42%
ROE
BRK-A
9.81%
CBU
11.17%
ROA
BRK-A
5.11%
CBU
1.25%

Growth

Revenue Growth
BRK-A
-0.7%
CBU
10.7%
Earnings Growth
BRK-A
-2.5%
CBU
9.7%

Financial Health

Debt/Equity
BRK-A
0.19
CBU
--
Current Ratio
BRK-A
7.07
CBU
--
Quick Ratio
BRK-A
6.62
CBU
--

Dividends

Dividend Yield
BRK-A
--
CBU
3.02%
Payout Ratio
BRK-A
0.0%
CBU
46.85%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
CBU NEUTRAL

CBU presents a stable but stagnant profile, anchored by a Piotroski F-Score of 4/9, indicating mediocre financial health. While the current price of $62.32 sits slightly above the Graham Number ($58.32) but well below the growth-based intrinsic value ($85.55), valuation is tempered by a high PEG ratio of 2.62. Recent earnings performance is disappointing, with only one beat in the last four quarters and a bearish insider sentiment. The stock is currently a hold, balancing steady dividend payouts against weakening internal momentum.

Strengths
Consistent revenue growth of 10.70% YoY
Sustainable dividend payout ratio of 46.85%
Positive ROE of 11.17% and ROA of 1.25%
Risks
Bearish insider activity with four recent sales and zero buys
Poor earnings track record (only 1 of last 4 quarters beat estimates)
High PEG ratio (2.62) suggesting overvaluation relative to growth

Compare Another Pair

BRK-A vs CBU: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and Community Financial System, Inc. (CBU) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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