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BRK-A vs CFR

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
CFR
Cullen/Frost Bankers, Inc.
NEUTRAL
Price
$141.40
Market Cap
$8.9B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-A
15.45
CFR
14.24
Forward P/E
BRK-A
22.3
CFR
13.29
P/B Ratio
BRK-A
1.44
CFR
2.02
P/S Ratio
BRK-A
2.78
CFR
4.06
EV/EBITDA
BRK-A
7.21
CFR
--

Profitability

Gross Margin
BRK-A
26.15%
CFR
0.0%
Operating Margin
BRK-A
32.96%
CFR
34.52%
Profit Margin
BRK-A
18.03%
CFR
29.6%
ROE
BRK-A
9.81%
CFR
15.31%
ROA
BRK-A
5.11%
CFR
1.23%

Growth

Revenue Growth
BRK-A
-0.7%
CFR
9.5%
Earnings Growth
BRK-A
-2.5%
CFR
8.5%

Financial Health

Debt/Equity
BRK-A
0.19
CFR
--
Current Ratio
BRK-A
7.07
CFR
--
Quick Ratio
BRK-A
6.62
CFR
--

Dividends

Dividend Yield
BRK-A
--
CFR
2.83%
Payout Ratio
BRK-A
0.0%
CFR
39.82%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
CFR NEUTRAL

CFR presents a dichotomy between exceptional earnings consistency and deteriorating financial health, as evidenced by a weak Piotroski F-Score of 3/9. While the stock trades between its Graham Number ($123.50) and Intrinsic Value ($191.38), the high PEG ratio of 2.38 and a bearish technical trend (10/100) suggest limited immediate upside. Strong ROE (15.31%) and a sustainable dividend payout (39.82%) provide a fundamental floor, but insider selling and poor deterministic health scores warrant a cautious approach. The company remains a stable earner, but current valuation and health metrics indicate a period of stagnation.

Strengths
Exceptional earnings track record with consistent beats over 25 quarters
Strong Return on Equity (ROE) of 15.31%
Sustainable dividend profile with a low payout ratio of 39.82%
Risks
Weak financial health indicated by a Piotroski F-Score of 3/9
Bearish technical trend (10/100) suggesting strong downward momentum
High PEG ratio (2.38) indicating the stock may be overvalued relative to its growth rate

Compare Another Pair

BRK-A vs CFR: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and Cullen/Frost Bankers, Inc. (CFR) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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