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BRK-A vs CIVB

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
CIVB
Civista Bancshares, Inc.
NEUTRAL
Price
$23.77
Market Cap
$492.9M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BRK-A
15.45
CIVB
9.21
Forward P/E
BRK-A
22.3
CIVB
8.32
P/B Ratio
BRK-A
1.44
CIVB
0.91
P/S Ratio
BRK-A
2.78
CIVB
2.91
EV/EBITDA
BRK-A
7.21
CIVB
--

Profitability

Gross Margin
BRK-A
26.15%
CIVB
0.0%
Operating Margin
BRK-A
32.96%
CIVB
34.57%
Profit Margin
BRK-A
18.03%
CIVB
27.32%
ROE
BRK-A
9.81%
CIVB
9.92%
ROA
BRK-A
5.11%
CIVB
1.1%

Growth

Revenue Growth
BRK-A
-0.7%
CIVB
15.3%
Earnings Growth
BRK-A
-2.5%
CIVB
-1.4%

Financial Health

Debt/Equity
BRK-A
0.19
CIVB
--
Current Ratio
BRK-A
7.07
CIVB
--
Quick Ratio
BRK-A
6.62
CIVB
--

Dividends

Dividend Yield
BRK-A
--
CIVB
3.03%
Payout Ratio
BRK-A
0.0%
CIVB
25.76%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
CIVB NEUTRAL

CIVB presents a conflicting profile: a weak Piotroski F-Score of 3/9 indicates deteriorating operational health, yet the company maintains a strong track record of earnings beats and an attractive valuation. Trading at a Price-to-Book of 0.91 and well below its Graham Number of $39.0, the stock is fundamentally undervalued from a defensive standpoint. However, the discrepancy between strong revenue growth (15.3%) and flat YoY earnings growth (-1.4%), combined with the low health score, suggests internal inefficiencies. The outlook is neutral as the valuation cushion battles operational weakness.

Strengths
Trading below book value (P/B 0.91)
Exceptional earnings track record with consistent beats over 25 quarters
Strong revenue growth (15.3% YoY, 17.42% Q/Q)
Risks
Weak operational health indicated by Piotroski F-Score (3/9)
Negative Year-over-Year earnings growth (-1.40%)
Bearish technical trend (0/100 score)

Compare Another Pair

BRK-A vs CIVB: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and Civista Bancshares, Inc. (CIVB) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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