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BRK-A vs ESNT

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
ESNT
Essent Group Ltd.
NEUTRAL
Price
$63.62
Market Cap
$5.98B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-A
15.45
ESNT
9.22
Forward P/E
BRK-A
22.3
ESNT
8.21
P/B Ratio
BRK-A
1.44
ESNT
1.05
P/S Ratio
BRK-A
2.78
ESNT
4.74
EV/EBITDA
BRK-A
7.21
ESNT
6.72

Profitability

Gross Margin
BRK-A
26.15%
ESNT
80.13%
Operating Margin
BRK-A
32.96%
ESNT
61.68%
Profit Margin
BRK-A
18.03%
ESNT
54.72%
ROE
BRK-A
9.81%
ESNT
12.15%
ROA
BRK-A
5.11%
ESNT
7.34%

Growth

Revenue Growth
BRK-A
-0.7%
ESNT
-0.8%
Earnings Growth
BRK-A
-2.5%
ESNT
0.9%

Financial Health

Debt/Equity
BRK-A
0.19
ESNT
0.09
Current Ratio
BRK-A
7.07
ESNT
4.35
Quick Ratio
BRK-A
6.62
ESNT
2.59

Dividends

Dividend Yield
BRK-A
--
ESNT
2.2%
Payout Ratio
BRK-A
0.0%
ESNT
17.97%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
ESNT NEUTRAL

ESNT presents a classic value trap profile: fundamentally sound with a stable Piotroski F-Score of 4/9 and an exceptionally strong balance sheet, yet plagued by stagnant growth and bearish internal signals. While the Graham Number of $96.76 suggests significant defensive undervaluation, the intrinsic value of $57.62 and negative Q/Q growth trends indicate a lack of catalysts. The company maintains high margins and low debt, but recent earnings misses and consistent insider selling offset the attractive valuation metrics.

Strengths
Extremely low Debt/Equity ratio (0.09) indicating minimal leverage risk
Strong liquidity position with a Current Ratio of 4.35
High profitability margins (Profit Margin 54.72%, Operating Margin 61.68%)
Risks
Negative growth trajectory with Q/Q revenue down 5.87% and earnings down 7.70%
Bearish insider sentiment with four sell transactions and zero buys in 6 months
Poor recent earnings track record, beating estimates in only 1 of the last 4 quarters

Compare Another Pair

BRK-A vs ESNT: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and Essent Group Ltd. (ESNT) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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