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BRK-A vs FNWD

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
FNWD
Finward Bancorp
NEUTRAL
Price
$35.04
Market Cap
$151.7M
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
BRK-A
15.45
FNWD
18.64
Forward P/E
BRK-A
22.3
FNWD
11.47
P/B Ratio
BRK-A
1.44
FNWD
0.87
P/S Ratio
BRK-A
2.78
FNWD
2.29
EV/EBITDA
BRK-A
7.21
FNWD
--

Profitability

Gross Margin
BRK-A
26.15%
FNWD
0.0%
Operating Margin
BRK-A
32.96%
FNWD
13.46%
Profit Margin
BRK-A
18.03%
FNWD
12.21%
ROE
BRK-A
9.81%
FNWD
4.96%
ROA
BRK-A
5.11%
FNWD
0.4%

Growth

Revenue Growth
BRK-A
-0.7%
FNWD
-1.9%
Earnings Growth
BRK-A
-2.5%
FNWD
-5.7%

Financial Health

Debt/Equity
BRK-A
0.19
FNWD
--
Current Ratio
BRK-A
7.07
FNWD
--
Quick Ratio
BRK-A
6.62
FNWD
--

Dividends

Dividend Yield
BRK-A
--
FNWD
1.37%
Payout Ratio
BRK-A
0.0%
FNWD
25.53%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
FNWD NEUTRAL

Finward Bancorp presents a complex profile with a stable Piotroski F-Score of 4/9 and a valuation that sits comfortably below its Graham Number ($41.32) and Book Value (P/B 0.87). While the company has shown an impressive recent trend of earnings beats and a massive YoY EPS recovery (+176.7%), this is contrasted by negative YoY revenue growth and a bearish technical trend. The significant gap between the Graham Number and the growth-based Intrinsic Value ($13.16) suggests the market is pricing in a recovery that hasn't fully materialized in top-line growth. Overall, it is a value play with improving earnings power but stagnant growth and poor capital efficiency.

Strengths
Trading at a discount to book value (P/B 0.87)
Current price is below the Graham Number ($41.32)
Strong recent earnings track record with significant beats in the last 4 quarters
Risks
Negative YoY revenue growth (-1.90%) and earnings growth (-5.70%) in summary metrics
Low Return on Equity (4.96%) and Return on Assets (0.40%)
Bearish technical trend (0/100)

Compare Another Pair

BRK-A vs FNWD: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and Finward Bancorp (FNWD) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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