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BRK-A vs HBNC

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
HBNC
Horizon Bancorp, Inc.
NEUTRAL
Price
$17.68
Market Cap
$905.7M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BRK-A
15.45
HBNC
--
Forward P/E
BRK-A
22.3
HBNC
8.07
P/B Ratio
BRK-A
1.44
HBNC
1.32
P/S Ratio
BRK-A
2.78
HBNC
-31.38
EV/EBITDA
BRK-A
7.21
HBNC
--

Profitability

Gross Margin
BRK-A
26.15%
HBNC
0.0%
Operating Margin
BRK-A
32.96%
HBNC
47.27%
Profit Margin
BRK-A
18.03%
HBNC
0.0%
ROE
BRK-A
9.81%
HBNC
-20.73%
ROA
BRK-A
5.11%
HBNC
-2.11%

Growth

Revenue Growth
BRK-A
-0.7%
HBNC
218.7%
Earnings Growth
BRK-A
-2.5%
HBNC
--

Financial Health

Debt/Equity
BRK-A
0.19
HBNC
--
Current Ratio
BRK-A
7.07
HBNC
--
Quick Ratio
BRK-A
6.62
HBNC
--

Dividends

Dividend Yield
BRK-A
--
HBNC
3.62%
Payout Ratio
BRK-A
0.0%
HBNC
54.7%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
HBNC NEUTRAL

HBNC presents a stark contradiction between valuation and fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While the stock appears undervalued with a Forward P/E of 8.07 and a PEG of 0.80, the negative ROE (-20.73%) and ROA (-2.11%) indicate significant operational inefficiency or temporary distress. Despite astronomical revenue growth (218.7%), earnings are declining YoY (-18.5%), suggesting that top-line expansion is not translating to profitability. The technical trend is currently bearish (0/100), offsetting the positive analyst target of $20.80.

Strengths
Attractive Forward P/E ratio of 8.07
Low PEG ratio (0.80) suggesting undervaluation relative to growth
Strong historical earnings beat record (3/4 in last 4 quarters)
Risks
Critical financial health weakness (Piotroski F-Score 2/9)
Negative Return on Equity (-20.73%) and Return on Assets (-2.11%)
Negative YoY EPS growth (-18.5%) despite revenue surge

Compare Another Pair

BRK-A vs HBNC: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and Horizon Bancorp, Inc. (HBNC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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