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BRK-A vs HBT

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
HBT
HBT Financial, Inc.
NEUTRAL
Price
$28.25
Market Cap
$1.03B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-A
15.45
HBT
11.58
Forward P/E
BRK-A
22.3
HBT
9.21
P/B Ratio
BRK-A
1.44
HBT
1.44
P/S Ratio
BRK-A
2.78
HBT
4.4
EV/EBITDA
BRK-A
7.21
HBT
--

Profitability

Gross Margin
BRK-A
26.15%
HBT
0.0%
Operating Margin
BRK-A
32.96%
HBT
46.08%
Profit Margin
BRK-A
18.03%
HBT
32.92%
ROE
BRK-A
9.81%
HBT
13.28%
ROA
BRK-A
5.11%
HBT
1.52%

Growth

Revenue Growth
BRK-A
-0.7%
HBT
1.1%
Earnings Growth
BRK-A
-2.5%
HBT
-6.3%

Financial Health

Debt/Equity
BRK-A
0.19
HBT
--
Current Ratio
BRK-A
7.07
HBT
--
Quick Ratio
BRK-A
6.62
HBT
--

Dividends

Dividend Yield
BRK-A
--
HBT
3.26%
Payout Ratio
BRK-A
0.0%
HBT
34.43%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
HBT NEUTRAL

HBT presents a conflicting profile with a stable Piotroski F-Score of 4/9 and a Graham Number ($32.79) suggesting undervaluation, yet an Intrinsic Value ($17.08) that indicates significant overvaluation. While the company maintains a strong track record of earnings beats and a sustainable dividend, current growth metrics are concerning with negative YoY earnings growth (-6.30%). The bearish insider sentiment and low technical trend score offset the positive analyst recommendations, suggesting a period of stagnation or correction.

Strengths
Low P/E ratio (11.58) and Forward P/E (9.21) relative to broader financial sector averages
Consistent history of beating quarterly earnings estimates over 25 quarters
Sustainable dividend profile with a conservative payout ratio of 34.43%
Risks
Negative earnings growth both YoY (-6.30%) and Q/Q (-6.60%)
Stagnant revenue growth (1.10% YoY) indicating a lack of expansion
Bearish insider activity with four sell transactions and zero buys in the last 6 months

Compare Another Pair

BRK-A vs HBT: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and HBT Financial, Inc. (HBT) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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