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BRK-A vs HMN

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
HMN
Horace Mann Educators Corporation
NEUTRAL
Price
$45.80
Market Cap
$1.85B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-A
15.45
HMN
11.74
Forward P/E
BRK-A
22.3
HMN
9.11
P/B Ratio
BRK-A
1.44
HMN
1.26
P/S Ratio
BRK-A
2.78
HMN
1.09
EV/EBITDA
BRK-A
7.21
HMN
12.27

Profitability

Gross Margin
BRK-A
26.15%
HMN
38.12%
Operating Margin
BRK-A
32.96%
HMN
12.81%
Profit Margin
BRK-A
18.03%
HMN
9.53%
ROE
BRK-A
9.81%
HMN
11.7%
ROA
BRK-A
5.11%
HMN
1.0%

Growth

Revenue Growth
BRK-A
-0.7%
HMN
6.3%
Earnings Growth
BRK-A
-2.5%
HMN
-5.4%

Financial Health

Debt/Equity
BRK-A
0.19
HMN
1.1
Current Ratio
BRK-A
7.07
HMN
1.67
Quick Ratio
BRK-A
6.62
HMN
0.12

Dividends

Dividend Yield
BRK-A
--
HMN
3.14%
Payout Ratio
BRK-A
0.0%
HMN
35.9%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
HMN NEUTRAL

HMN presents as a classic value play with a stable Piotroski F-Score of 4/9 and a current price ($45.80) trading significantly below its Graham Number of $56.57. While valuation metrics like the P/E (11.74) and Forward P/E (9.11) are attractive, the company is struggling with negative YoY earnings growth (-5.4%) and a bearish technical trend. Strong dividend sustainability (35.9% payout) and a consistent history of earnings beats provide a fundamental floor, but aggressive insider selling suggests a lack of confidence in near-term catalysts.

Strengths
Trading below Graham Number ($56.57)
Attractive Forward P/E of 9.11
Sustainable dividend with a low payout ratio (35.9%)
Risks
Negative YoY earnings growth (-5.4%) and EPS decline (-25.3%)
Bearish insider sentiment with 7 sells and 0 buys
Very low Quick Ratio (0.12) indicating potential liquidity tightness

Compare Another Pair

BRK-A vs HMN: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and Horace Mann Educators Corporation (HMN) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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