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BRK-A vs IBCP

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
IBCP
Independent Bank Corporation
NEUTRAL
Price
$34.67
Market Cap
$713.7M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BRK-A
15.45
IBCP
10.6
Forward P/E
BRK-A
22.3
IBCP
9.17
P/B Ratio
BRK-A
1.44
IBCP
1.42
P/S Ratio
BRK-A
2.78
IBCP
3.25
EV/EBITDA
BRK-A
7.21
IBCP
--

Profitability

Gross Margin
BRK-A
26.15%
IBCP
0.0%
Operating Margin
BRK-A
32.96%
IBCP
37.55%
Profit Margin
BRK-A
18.03%
IBCP
31.22%
ROE
BRK-A
9.81%
IBCP
14.31%
ROA
BRK-A
5.11%
IBCP
1.26%

Growth

Revenue Growth
BRK-A
-0.7%
IBCP
-5.6%
Earnings Growth
BRK-A
-2.5%
IBCP
2.4%

Financial Health

Debt/Equity
BRK-A
0.19
IBCP
--
Current Ratio
BRK-A
7.07
IBCP
--
Quick Ratio
BRK-A
6.62
IBCP
--

Dividends

Dividend Yield
BRK-A
--
IBCP
3.23%
Payout Ratio
BRK-A
0.0%
IBCP
31.8%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
IBCP NEUTRAL

IBCP presents as a stable but stagnant regional bank, characterized by a Piotroski F-Score of 4/9 (Stable) and a valuation that sits exactly at its intrinsic value of $34.66. While the company maintains a strong track record of earnings beats and a conservative dividend payout ratio of 31.8%, it is currently struggling with negative revenue growth (-5.60% YoY). The stock is fundamentally undervalued relative to its Graham Number ($42.44), but bearish insider activity and a 0/100 technical trend suggest a lack of immediate catalysts for growth.

Strengths
Strong earnings track record with consistent beats over 25 quarters
Attractive valuation with a P/E of 10.60 and trading below the Graham Number
Conservative dividend payout ratio (31.8%) providing high sustainability
Risks
Negative revenue growth both YoY (-5.60%) and Q/Q (-6.42%)
Bearish insider sentiment with recent officer selling
Weak technical trend (0/100) indicating strong downward momentum

Compare Another Pair

BRK-A vs IBCP: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and Independent Bank Corporation (IBCP) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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