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BRK-A vs NAVI

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
NAVI
Navient Corporation
BEARISH
Price
$8.28
Market Cap
$787.3M
Sector
Financial Services
AI Confidence
90%

Valuation

P/E Ratio
BRK-A
15.45
NAVI
--
Forward P/E
BRK-A
22.3
NAVI
8.71
P/B Ratio
BRK-A
1.44
NAVI
0.33
P/S Ratio
BRK-A
2.78
NAVI
2.39
EV/EBITDA
BRK-A
7.21
NAVI
--

Profitability

Gross Margin
BRK-A
26.15%
NAVI
100.0%
Operating Margin
BRK-A
32.96%
NAVI
4.3%
Profit Margin
BRK-A
18.03%
NAVI
-24.24%
ROE
BRK-A
9.81%
NAVI
-3.17%
ROA
BRK-A
5.11%
NAVI
-0.16%

Growth

Revenue Growth
BRK-A
-0.7%
NAVI
-54.9%
Earnings Growth
BRK-A
-2.5%
NAVI
--

Financial Health

Debt/Equity
BRK-A
0.19
NAVI
19.09
Current Ratio
BRK-A
7.07
NAVI
9.24
Quick Ratio
BRK-A
6.62
NAVI
8.95

Dividends

Dividend Yield
BRK-A
--
NAVI
7.84%
Payout Ratio
BRK-A
0.0%
NAVI
200.0%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
NAVI BEARISH

Navient Corporation exhibits severe financial distress, highlighted by a weak Piotroski F-Score of 2/9 and a completely bearish technical trend (0/100). While the stock appears cheap on a Price-to-Book basis (0.33), this is likely a value trap given the catastrophic revenue decline of -54.90% YoY and negative profit margins. The dividend is fundamentally unsustainable with a 200% payout ratio, and the extreme Debt/Equity ratio of 19.09 indicates precarious leverage. Recent earnings performance is dismal, with zero beats in the last four quarters and massive negative surprises.

Strengths
Deeply discounted Price-to-Book ratio of 0.33
Strong short-term liquidity indicated by a Current Ratio of 9.24
High nominal dividend yield of 7.84%
Risks
Severe revenue contraction (-54.90% YoY and -45.42% Q/Q)
Extreme financial leverage with a Debt/Equity ratio of 19.09
Unsustainable dividend payout ratio of 200%

Compare Another Pair

BRK-A vs NAVI: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and Navient Corporation (NAVI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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