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BRK-A vs NIC

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
NIC
Nicolet Bankshares, Inc.
NEUTRAL
Price
$146.48
Market Cap
$3.12B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BRK-A
15.45
NIC
17.19
Forward P/E
BRK-A
22.3
NIC
11.02
P/B Ratio
BRK-A
1.44
NIC
1.72
P/S Ratio
BRK-A
2.78
NIC
7.28
EV/EBITDA
BRK-A
7.21
NIC
--

Profitability

Gross Margin
BRK-A
26.15%
NIC
0.0%
Operating Margin
BRK-A
32.96%
NIC
50.52%
Profit Margin
BRK-A
18.03%
NIC
31.09%
ROE
BRK-A
9.81%
NIC
7.75%
ROA
BRK-A
5.11%
NIC
1.09%

Growth

Revenue Growth
BRK-A
-0.7%
NIC
46.5%
Earnings Growth
BRK-A
-2.5%
NIC
-61.1%

Financial Health

Debt/Equity
BRK-A
0.19
NIC
--
Current Ratio
BRK-A
7.07
NIC
--
Quick Ratio
BRK-A
6.62
NIC
--

Dividends

Dividend Yield
BRK-A
--
NIC
0.9%
Payout Ratio
BRK-A
0.0%
NIC
15.04%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
NIC NEUTRAL

Nicolet Bankshares presents a dichotomy between strong operational growth and deteriorating financial health indicators. The deterministic baseline is weak, highlighted by a Piotroski F-Score of 2/9, suggesting significant internal financial stress despite a consistent track record of earnings beats. While the stock trades at a premium to its Intrinsic Value ($59.64) and Graham Number ($127.71), its strong revenue growth (46.5%) and analyst target of $174.20 provide a bullish counter-narrative. Overall, the combination of bearish insider activity and poor health scores offsets the impressive earnings trajectory.

Strengths
Exceptional revenue growth of 46.50% YoY
Consistent earnings beat record (3 of last 4 quarters)
Very low dividend payout ratio (15.04%) indicating sustainability
Risks
Critical financial health warning via Piotroski F-Score (2/9)
Significant valuation gap between current price ($146.48) and Intrinsic Value ($59.64)
Bearish insider sentiment with $1.99M in recent sales

Compare Another Pair

BRK-A vs NIC: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and Nicolet Bankshares, Inc. (NIC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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