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BRK-A vs NODK

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
NODK
NI Holdings, Inc.
BEARISH
Price
$12.82
Market Cap
$263.3M
Sector
Financial Services
AI Confidence
90%

Valuation

P/E Ratio
BRK-A
15.45
NODK
--
Forward P/E
BRK-A
22.3
NODK
--
P/B Ratio
BRK-A
1.44
NODK
1.1
P/S Ratio
BRK-A
2.78
NODK
0.92
EV/EBITDA
BRK-A
7.21
NODK
-18.46

Profitability

Gross Margin
BRK-A
26.15%
NODK
-4.32%
Operating Margin
BRK-A
32.96%
NODK
-4.75%
Profit Margin
BRK-A
18.03%
NODK
-3.65%
ROE
BRK-A
9.81%
NODK
-4.29%
ROA
BRK-A
5.11%
NODK
-1.49%

Growth

Revenue Growth
BRK-A
-0.7%
NODK
-17.5%
Earnings Growth
BRK-A
-2.5%
NODK
--

Financial Health

Debt/Equity
BRK-A
0.19
NODK
0.01
Current Ratio
BRK-A
7.07
NODK
0.51
Quick Ratio
BRK-A
6.62
NODK
0.46

Dividends

Dividend Yield
BRK-A
--
NODK
--
Payout Ratio
BRK-A
0.0%
NODK
0.0%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
NODK BEARISH

NI Holdings (NODK) exhibits severe financial distress, highlighted by a Piotroski F-Score of 0/9, indicating a total lack of improvement in financial health. The company is struggling with negative profitability across all margins and a significant revenue contraction of -17.50% YoY. Liquidity is a primary concern with a Current Ratio of 0.51, suggesting the company may struggle to meet short-term obligations. Combined with a bearish technical trend and zero analyst coverage, the outlook is highly negative.

Strengths
Extremely low Debt/Equity ratio (0.01)
Price-to-Book ratio (1.10) is relatively close to book value
Price-to-Sales ratio (0.92) suggests low valuation relative to revenue
Risks
Critical financial health failure (Piotroski F-Score 0/9)
Severe revenue decline (-17.50% YoY and Q/Q)
Negative Return on Equity (-4.29%) and Return on Assets (-1.49%)

Compare Another Pair

BRK-A vs NODK: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and NI Holdings, Inc. (NODK) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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