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BRK-A vs OPFI

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
OPFI
OppFi Inc.
NEUTRAL
Price
$9.51
Market Cap
$818.9M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BRK-A
15.45
OPFI
9.61
Forward P/E
BRK-A
22.3
OPFI
4.68
P/B Ratio
BRK-A
1.44
OPFI
4.44
P/S Ratio
BRK-A
2.78
OPFI
2.4
EV/EBITDA
BRK-A
7.21
OPFI
--

Profitability

Gross Margin
BRK-A
26.15%
OPFI
100.0%
Operating Margin
BRK-A
32.96%
OPFI
40.59%
Profit Margin
BRK-A
18.03%
OPFI
7.7%
ROE
BRK-A
9.81%
OPFI
53.86%
ROA
BRK-A
5.11%
OPFI
20.96%

Growth

Revenue Growth
BRK-A
-0.7%
OPFI
9.2%
Earnings Growth
BRK-A
-2.5%
OPFI
--

Financial Health

Debt/Equity
BRK-A
0.19
OPFI
1.08
Current Ratio
BRK-A
7.07
OPFI
5.71
Quick Ratio
BRK-A
6.62
OPFI
5.32

Dividends

Dividend Yield
BRK-A
--
OPFI
--
Payout Ratio
BRK-A
0.0%
OPFI
0.0%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
OPFI NEUTRAL

OPFI presents a dichotomy between strong operational efficiency and bearish sentiment indicators. While the Piotroski F-Score of 4/9 indicates stable financial health and the company boasts an exceptional ROE of 53.86%, the stock is currently trading at a premium to its Graham Number ($6.91) and Intrinsic Value ($6.93). Despite a very low forward P/E of 4.68 and a consistent track record of earnings beats, the analysis is tempered by a 0/100 technical trend and bearish insider activity, including sales by the CFO and Directors.

Strengths
Exceptional profitability metrics with ROE at 53.86% and ROA at 20.96%
Strong short-term liquidity with a Current Ratio of 5.71
Consistent earnings performance with 3/4 recent beats and high average surprises
Risks
Trading at a ~37% premium to defensive fair value (Graham Number)
Bearish insider sentiment with multiple sales by executives and directors
High exposure to underserved credit markets, increasing sensitivity to macroeconomic downturns

Compare Another Pair

BRK-A vs OPFI: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and OppFi Inc. (OPFI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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