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BRK-A vs PBFS

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
PBFS
Pioneer Bancorp, Inc.
NEUTRAL
Price
$14.10
Market Cap
$344.2M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BRK-A
15.45
PBFS
16.99
Forward P/E
BRK-A
22.3
PBFS
--
P/B Ratio
BRK-A
1.44
PBFS
1.06
P/S Ratio
BRK-A
2.78
PBFS
3.72
EV/EBITDA
BRK-A
7.21
PBFS
--

Profitability

Gross Margin
BRK-A
26.15%
PBFS
0.0%
Operating Margin
BRK-A
32.96%
PBFS
30.87%
Profit Margin
BRK-A
18.03%
PBFS
21.91%
ROE
BRK-A
9.81%
PBFS
6.46%
ROA
BRK-A
5.11%
PBFS
0.98%

Growth

Revenue Growth
BRK-A
-0.7%
PBFS
15.7%
Earnings Growth
BRK-A
-2.5%
PBFS
16.8%

Financial Health

Debt/Equity
BRK-A
0.19
PBFS
--
Current Ratio
BRK-A
7.07
PBFS
--
Quick Ratio
BRK-A
6.62
PBFS
--

Dividends

Dividend Yield
BRK-A
--
PBFS
--
Payout Ratio
BRK-A
0.0%
PBFS
0.0%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
PBFS NEUTRAL

PBFS presents a valuation paradox: it trades below both its Graham Number ($15.74) and Intrinsic Value ($24.48), yet exhibits significant fundamental weakness. The Piotroski F-Score of 3/9 indicates a 'Weak' health status, suggesting deteriorating financial quality despite strong YoY revenue (15.7%) and earnings (16.8%) growth. Bearish insider sentiment and a 0/100 technical trend further dampen the outlook, offsetting the attractive Price-to-Book ratio of 1.06.

Strengths
Trading below Graham Number ($15.74) and Intrinsic Value ($24.48)
Strong YoY Revenue growth of 15.70%
Strong YoY Earnings growth of 16.80%
Risks
Weak Piotroski F-Score (3/9) indicating poor financial health trends
Bearish insider activity with net selling
Technical trend is currently 0/100 (Bearish)

Compare Another Pair

BRK-A vs PBFS: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and Pioneer Bancorp, Inc. (PBFS) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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