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BRK-A vs PBHC

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
PBHC
Pathfinder Bancorp, Inc.
BEARISH
Price
$13.57
Market Cap
$84.9M
Sector
Financial Services
AI Confidence
90%

Valuation

P/E Ratio
BRK-A
15.45
PBHC
--
Forward P/E
BRK-A
22.3
PBHC
--
P/B Ratio
BRK-A
1.44
PBHC
0.69
P/S Ratio
BRK-A
2.78
PBHC
2.78
EV/EBITDA
BRK-A
7.21
PBHC
--

Profitability

Gross Margin
BRK-A
26.15%
PBHC
0.0%
Operating Margin
BRK-A
32.96%
PBHC
-1317.49%
Profit Margin
BRK-A
18.03%
PBHC
-6.34%
ROE
BRK-A
9.81%
PBHC
-1.58%
ROA
BRK-A
5.11%
PBHC
-0.13%

Growth

Revenue Growth
BRK-A
-0.7%
PBHC
-95.6%
Earnings Growth
BRK-A
-2.5%
PBHC
--

Financial Health

Debt/Equity
BRK-A
0.19
PBHC
--
Current Ratio
BRK-A
7.07
PBHC
--
Quick Ratio
BRK-A
6.62
PBHC
--

Dividends

Dividend Yield
BRK-A
--
PBHC
2.95%
Payout Ratio
BRK-A
0.0%
PBHC
33.33%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
PBHC BEARISH

PBHC exhibits severe financial distress, highlighted by a weak Piotroski F-Score of 2/9 and a completely bearish technical trend (0/100). The company has suffered a catastrophic year-over-year revenue collapse of -95.60%, coupled with a deeply negative operating margin of -1317.49%. While the stock trades at a discount to book value (P/B 0.69), the negative ROE (-1.58%) and ROA (-0.13%) suggest this is a value trap rather than a value opportunity. The lack of analyst coverage and stagnant insider activity further increase the risk profile.

Strengths
Trading significantly below book value (P/B 0.69)
Maintains a dividend yield of 2.95%
Low dividend payout ratio (33.33%)
Risks
Catastrophic YoY revenue decline of -95.60%
Extreme operational inefficiency indicated by -1317.49% operating margin
Weak financial health as evidenced by a Piotroski F-Score of 2/9

Compare Another Pair

BRK-A vs PBHC: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and Pathfinder Bancorp, Inc. (PBHC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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