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BRK-A vs SSBI

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
SSBI
Summit State Bank
NEUTRAL
Price
$13.73
Market Cap
$93.0M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BRK-A
15.45
SSBI
13.59
Forward P/E
BRK-A
22.3
SSBI
--
P/B Ratio
BRK-A
1.44
SSBI
0.92
P/S Ratio
BRK-A
2.78
SSBI
2.83
EV/EBITDA
BRK-A
7.21
SSBI
--

Profitability

Gross Margin
BRK-A
26.15%
SSBI
0.0%
Operating Margin
BRK-A
32.96%
SSBI
19.05%
Profit Margin
BRK-A
18.03%
SSBI
20.71%
ROE
BRK-A
9.81%
SSBI
7.05%
ROA
BRK-A
5.11%
SSBI
0.66%

Growth

Revenue Growth
BRK-A
-0.7%
SSBI
327.5%
Earnings Growth
BRK-A
-2.5%
SSBI
--

Financial Health

Debt/Equity
BRK-A
0.19
SSBI
--
Current Ratio
BRK-A
7.07
SSBI
--
Quick Ratio
BRK-A
6.62
SSBI
--

Dividends

Dividend Yield
BRK-A
--
SSBI
--
Payout Ratio
BRK-A
0.0%
SSBI
0.0%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
SSBI NEUTRAL

SSBI presents a contradictory profile characterized by a weak Piotroski F-Score of 3/9, indicating poor financial health, and a missing Altman Z-Score. While the stock trades below its Graham Number ($18.43) and Book Value (P/B 0.92), it is significantly overpriced relative to its growth-based Intrinsic Value of $7.07. Massive YoY revenue growth (327.5%) suggests a non-organic event or accounting shift, while a bearish technical trend (10/100) and low ROA (0.66%) signal underlying instability. The valuation is attractive from a defensive standpoint, but the fundamental health is concerning.

Strengths
Trading below book value (P/B 0.92)
Current price is below the Graham Number ($18.43)
Low P/E ratio (13.59) relative to sector average (43.17)
Risks
Weak financial health as indicated by Piotroski F-Score (3/9)
Significant gap between current price ($13.73) and intrinsic value ($7.07)
Extremely low ROA (0.66%) for a regional bank

Compare Another Pair

BRK-A vs SSBI: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and Summit State Bank (SSBI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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