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BRK-A vs TOWN

BRK-A
Berkshire Hathaway Inc.
BEARISH
Price
$718921.00
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
65%
TOWN
TowneBank
NEUTRAL
Price
$36.12
Market Cap
$3.33B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
BRK-A
15.45
TOWN
16.34
Forward P/E
BRK-A
22.3
TOWN
9.34
P/B Ratio
BRK-A
1.44
TOWN
1.16
P/S Ratio
BRK-A
2.78
TOWN
4.11
EV/EBITDA
BRK-A
7.21
TOWN
--

Profitability

Gross Margin
BRK-A
26.15%
TOWN
0.0%
Operating Margin
BRK-A
32.96%
TOWN
35.21%
Profit Margin
BRK-A
18.03%
TOWN
20.88%
ROE
BRK-A
9.81%
TOWN
7.46%
ROA
BRK-A
5.11%
TOWN
0.92%

Growth

Revenue Growth
BRK-A
-0.7%
TOWN
26.1%
Earnings Growth
BRK-A
-2.5%
TOWN
-4.1%

Financial Health

Debt/Equity
BRK-A
0.19
TOWN
--
Current Ratio
BRK-A
7.07
TOWN
--
Quick Ratio
BRK-A
6.62
TOWN
--

Dividends

Dividend Yield
BRK-A
--
TOWN
2.99%
Payout Ratio
BRK-A
0.0%
TOWN
47.96%

AI Verdict

BRK-A BEARISH

BRK-A shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Low debt with D/E ratio of 0.19
Risks
Weak financial trend (Piotroski F-Score: 3/9)
Declining revenue (-0.7%)
TOWN NEUTRAL

TOWN presents a stable but conflicted profile, anchored by a Piotroski F-Score of 4/9 (Stable) and a Graham Number of $39.33, suggesting the stock is currently undervalued relative to its defensive fair value. While revenue growth is exceptionally strong at 26.10% YoY, this has not yet translated into bottom-line earnings growth, which remains slightly negative (-4.10% YoY). The significant gap between the Graham Number ($39.33) and the growth-based Intrinsic Value ($15.47) indicates that the market is pricing in stability and asset value rather than aggressive growth. Overall, the stock is a value play with strong top-line momentum but lagging profitability efficiency.

Strengths
Strong top-line growth with 26.10% YoY revenue increase
Attractive valuation with a Price/Book ratio of 1.16
Significant forward P/E compression (9.34 vs current 16.34) suggesting expected earnings recovery
Risks
Negative YoY earnings growth (-4.10%) despite high revenue growth
Bearish technical trend (0/100) indicating lack of immediate price momentum
Low Return on Equity (7.47%) compared to high-performing regional peers

Compare Another Pair

BRK-A vs TOWN: Head-to-Head Comparison

This page compares Berkshire Hathaway Inc. (BRK-A) and TowneBank (TOWN) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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